HomeCompareCNBKA vs GBDC

CNBKA vs GBDC: Dividend Comparison 2026

CNBKA yields 11.17% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CNBKA wins by $4.22M in total portfolio value· pulled ahead in Year 6
10 years
CNBKA
CNBKA
● Live price
11.17%
Share price
$115.29
Annual div
$12.88
5Y div CAGR
53.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.00M
Annual income
$20,067,321.29
Full CNBKA calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — CNBKA vs GBDC

📍 CNBKA pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNBKAGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CNBKA + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNBKA pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNBKA
Annual income on $10K today (after 15% tax)
$949.53/yr
After 10yr DRIP, annual income (after tax)
$17,057,223.10/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, CNBKA beats the other by $3,126,349.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNBKA + GBDC for your $10,000?

CNBKA: 50%GBDC: 50%
100% GBDC50/50100% CNBKA
Portfolio after 10yr
$22.89M
Annual income
$18,228,292.35/yr
Blended yield
79.65%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CNBKA
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNBKA buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNBKAGBDC
Forward yield11.17%11.85%
Annual dividend / share$12.88$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53.3%51.1%
Portfolio after 10y$25.00M$20.78M
Annual income after 10y$20,067,321.29$16,389,263.41
Total dividends collected$24.54M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: CNBKA vs GBDC ($10,000, DRIP)

YearCNBKA PortfolioCNBKA Income/yrGBDC PortfolioGBDC Income/yrGap
1$12,413$1,712.51$12,490$1,790.28$77.00GBDC
2$16,327$3,045.44$16,522$3,157.73$195.00GBDC
3$23,209$5,739.20$23,578$5,898.68$369.00GBDC
4$36,522$11,688.60$37,115$11,886.75$593.00GBDC
5$65,431$26,352.52$66,136$26,423.57$705.00GBDC
6← crossover$137,652$67,640.90$137,257$66,491.44+$395.00CNBKA
7$351,164$203,876.11$341,734$194,868.54+$9.4KCNBKA
8$1,120,909$745,163.13$1,050,788$685,133.02+$70.1KCNBKA
9$4,607,139$3,407,767.10$4,099,314$2,974,971.01+$507.8KCNBKA
10$24,996,960$20,067,321.29$20,775,530$16,389,263.41+$4.22MCNBKA

CNBKA vs GBDC: Complete Analysis 2026

CNBKAStock

Century Bancorp, Inc. operates as a bank holding company for Century Bank and Trust Company that provides banking products and services. The company accepts savings accounts, NOW accounts, demand deposits, time deposits, and money market accounts, as well as cash management accounts. It offers single-family and multi-family residential loans, commercial and residential real estate loans, municipal loans, and various consumer loans, as well as provides loans for the construction of residential homes, multi-family properties, commercial real estate properties, and land development. The company also provides automated lockbox collection, cash management, and account reconciliation services to corporate and institutional customers, as well as to the municipal market; and securities brokerage services. It serves commercial enterprises, state and local governments and agencies, non-profit organizations, and individuals in Massachusetts, New Hampshire, Rhode Island, Connecticut, and New York. As of March 31, 2020, the company operated 27 banking offices in 20 cities and towns in Massachusetts. Century Bancorp, Inc. was founded in 1969 and is headquartered in Medford, Massachusetts.

Full CNBKA Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.