HomeCompareCNBZ vs MCD

CNBZ vs MCD: Dividend Comparison 2026

CNBZ yields 3.73% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $46.6K in total portfolio value· pulled ahead in Year 6
10 years
CNBZ
CNBZ
● Live price
3.73%
Share price
$24.10
Annual div
$0.90
5Y div CAGR
12.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$1,855.09
Full CNBZ calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — CNBZ vs MCD

📍 MCD pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNBZMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CNBZ + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNBZ pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNBZ
Annual income on $10K today (after 15% tax)
$317.43/yr
After 10yr DRIP, annual income (after tax)
$1,576.83/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $20,716.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNBZ + MCD for your $10,000?

CNBZ: 50%MCD: 50%
100% MCD50/50100% CNBZ
Portfolio after 10yr
$55.2K
Annual income
$14,041.39/yr
Blended yield
25.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

CNBZ
No analyst data
Altman Z
0.1
Piotroski
4/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNBZ buys
0
MCD buys
0
No recent congressional trades found for CNBZ or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNBZMCD
Forward yield3.73%2.35%
Annual dividend / share$0.90$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR12.5%42.3%
Portfolio after 10y$31.9K$78.5K
Annual income after 10y$1,855.09$26,227.70
Total dividends collected$9.7K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: CNBZ vs MCD ($10,000, DRIP)

YearCNBZ PortfolioCNBZ Income/yrMCD PortfolioMCD Income/yrGap
1$11,120$420.12$10,815$334.85+$305.00CNBZ
2$12,390$491.20$11,826$491.71+$564.00CNBZ
3$13,832$575.41$13,123$730.06+$709.00CNBZ
4$15,476$675.43$14,853$1,100.07+$623.00CNBZ
5$17,354$794.54$17,257$1,690.61+$97.00CNBZ
6← crossover$19,506$936.74$20,752$2,667.01$1.2KMCD
7$21,978$1,107.00$26,103$4,354.83$4.1KMCD
8$24,828$1,311.43$34,794$7,437.78$10.0KMCD
9$28,123$1,557.64$49,926$13,461.60$21.8KMCD
10$31,947$1,855.09$78,550$26,227.70$46.6KMCD

CNBZ vs MCD: Complete Analysis 2026

CNBZStock

CNB Corporation operates as the bank holding company for Citizens National Bank that provides various banking services to individuals, agricultural businesses, commercial businesses, and light industries in Michigan. It offers various deposit products, including checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company also provides personal loans, such as home mortgage, home equity, and auto loans, as well as checkmate lines of credit; and business loans, which include term, equipment, commercial real estate, commercial construction, and small business administration loans, as well as business lines of credit. In addition, it offers cash and wealth management solutions; night depository, money order, cashier's check, coin counting, notary, fax, and wire transfer services; safe deposit boxes; bank by mail, mobile and online banking, e-statement, bill pay, remote deposit capture, telephone banking, and direct deposit services; and debit, ATM, merchant, prepaid and payroll, gift, and credit cards. The company operates through eight branches in Cheboygan, Presque Isle, and Emmet counties. CNB Corporation was founded in 1931 and is based in Cheboygan, Michigan.

Full CNBZ Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.