HomeCompareCNFRZ vs YUM

CNFRZ vs YUM: Dividend Comparison 2026

CNFRZ yields 12.37% · YUM yields 1.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 YUM wins by $61.8K in total portfolio value· pulled ahead in Year 8
10 years
CNFRZ
CNFRZ
● Live price
12.37%
Share price
$19.70
Annual div
$2.44
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.2K
Annual income
$2,675.37
Full CNFRZ calculator →
YUM
YUM
● Live price
1.85%
Share price
$155.48
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.0K
Annual income
$39,957.33
Full YUM calculator →

Portfolio growth — CNFRZ vs YUM

📍 YUM pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNFRZYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CNFRZ + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNFRZ pays
YUM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNFRZ
Annual income on $10K today (after 15% tax)
$1,051.72/yr
After 10yr DRIP, annual income (after tax)
$2,274.06/yr
YUM
Annual income on $10K today (after 15% tax)
$157.45/yr
After 10yr DRIP, annual income (after tax)
$33,963.73/yr
At 15% tax rate, YUM beats the other by $31,689.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNFRZ + YUM for your $10,000?

CNFRZ: 50%YUM: 50%
100% YUM50/50100% CNFRZ
Portfolio after 10yr
$76.1K
Annual income
$21,316.34/yr
Blended yield
28.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

CNFRZ
Analyst Ratings
3
Hold
1
Sell
Consensus: Hold
Altman Z
-0.3
Piotroski
2/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+11.4% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNFRZ buys
0
YUM buys
0
No recent congressional trades found for CNFRZ or YUM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNFRZYUM
Forward yield12.37%1.85%
Annual dividend / share$2.44$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.4%
Portfolio after 10y$45.2K$107.0K
Annual income after 10y$2,675.37$39,957.33
Total dividends collected$19.4K$80.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusHoldHold

Year-by-year: CNFRZ vs YUM ($10,000, DRIP)

YearCNFRZ PortfolioCNFRZ Income/yrYUM PortfolioYUM Income/yrGap
1$11,937$1,237.32$10,980$280.44+$957.00CNFRZ
2$14,153$1,380.40$12,185$435.72+$2.0KCNFRZ
3$16,674$1,529.58$13,722$684.14+$3.0KCNFRZ
4$19,525$1,684.07$15,773$1,090.14+$3.8KCNFRZ
5$22,735$1,843.04$18,650$1,773.02+$4.1KCNFRZ
6$26,332$2,005.63$22,921$2,966.37+$3.4KCNFRZ
7$30,346$2,170.99$29,685$5,158.69+$661.00CNFRZ
8← crossover$34,808$2,338.28$41,216$9,453.02$6.4KYUM
9$39,752$2,506.66$62,672$18,571.31$22.9KYUM
10$45,210$2,675.37$107,016$39,957.33$61.8KYUM

CNFRZ vs YUM: Complete Analysis 2026

CNFRZStock

Conifer Holdings, Inc., an insurance holding company, engages in the sale of property and casualty insurance products. It offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, liquor liability, automobile, and homeowners and dwelling policies. It serves the commercial insurance needs of owner-operated businesses in the markets, such as hospitality, which includes restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors comprising plumbers, painters, carpenters, electricians, and other independent contractors; and security service providers, including companies that provide security guard services, security alarm products and services, and private investigative services. The company also offers specialty homeowners insurance products, such as low- value dwelling insurance tailored for owners of lower valued homes in Illinois, Indiana, Louisiana, and Texas; and wholesale agency services comprising commercial and personal lines insurance products for its insurance company subsidiaries, as well as third party insurers. Conifer Holdings, Inc. markets and sells its insurance products through a network of approximately 4,900 independent agents in 50 states in the United States. The company was incorporated in 2009 and is headquartered in Troy, Michigan.

Full CNFRZ Calculator →

YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.