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CNND vs BTI: Dividend Comparison 2026

CNND yields 4.91% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CNND wins by $2.96M in total portfolio value
10 years
CNND
CNND
● Live price
4.91%
Share price
$205.80
Annual div
$10.10
5Y div CAGR
59.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.00M
Annual income
$2,187,617.14
Full CNND calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — CNND vs BTI

📍 CNND pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNNDBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CNND + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNND pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNND
Annual income on $10K today (after 15% tax)
$417.15/yr
After 10yr DRIP, annual income (after tax)
$1,859,474.57/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, CNND beats the other by $1,857,105.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNND + BTI for your $10,000?

CNND: 50%BTI: 50%
100% BTI50/50100% CNND
Portfolio after 10yr
$1.52M
Annual income
$1,095,201.89/yr
Blended yield
72.22%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CNND
No analyst data
Altman Z
-0.2
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNND buys
0
BTI buys
0
No recent congressional trades found for CNND or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNNDBTI
Forward yield4.91%5.38%
Annual dividend / share$10.10$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR59.8%11.3%
Portfolio after 10y$3.00M$37.7K
Annual income after 10y$2,187,617.14$2,786.64
Total dividends collected$2.90M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CNND vs BTI ($10,000, DRIP)

YearCNND PortfolioCNND Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,484$784.25$11,299$598.92+$185.00CNND
2$13,633$1,345.08$12,794$703.91+$839.00CNND
3$16,972$2,384.72$14,518$829.07+$2.5KCNND
4$22,594$4,433.76$16,513$978.64+$6.1KCNND
5$32,991$8,814.94$18,827$1,157.84+$14.2KCNND
6$54,522$19,222.42$21,518$1,373.12+$33.0KCNND
7$105,783$47,444.47$24,657$1,632.46+$81.1KCNND
8$250,662$137,474.24$28,329$1,945.74+$222.3KCNND
9$754,713$486,503.67$32,637$2,325.33+$722.1KCNND
10$2,995,160$2,187,617.14$37,708$2,786.64+$2.96MCNND

CNND vs BTI: Complete Analysis 2026

CNNDStock

Canandaigua National Corporation operates as the bank holding company for The Canandaigua National Bank & Trust Company and Canandaigua National Trust Company of Florida that provides various banking and financial services. The company offers checking, savings, and certificate of deposit accounts, as well as debit and credit cards. It also provides commercial and industrial loans, such as term loans and lines of credit comprising loans to businesses for working capital, including inventory and receivables; business expansion covering the acquisition of real estate, expansion, and improvements; and equipment purchases. In addition, the company offers commercial real estate loans; one-to-four-family residential real estate loans for the construction, purchase, or refinancing of a mortgage; home equity lines of credit and second mortgage loans; indirect loans; and other consumer loans, including automobile, recreational vehicle, boat, aircraft, home improvement, and personal loans. Further, it provides investment management, financial planning, trust and estate, retirement, and insurance services. Additionally, the company offers cash management services; and online, mobile, and text banking, as well as bill pay, custodial, payroll, workplace banking, and ATM services. It serves individuals, corporations, and municipalities in Ontario County and Monroe County of New York State. The company was founded in 1887 and is based in Canandaigua, New York.

Full CNND Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.