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COIHY vs BTI: Dividend Comparison 2026

COIHY yields 3.78% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 COIHY wins by $5.4K in total portfolio value· pulled ahead in Year 7
10 years
COIHY
COIHY
● Live price
3.78%
Share price
$19.27
Annual div
$0.73
5Y div CAGR
21.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.1K
Annual income
$5,196.98
Full COIHY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — COIHY vs BTI

📍 COIHY pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCOIHYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, COIHY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
COIHY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

COIHY
Annual income on $10K today (after 15% tax)
$321.36/yr
After 10yr DRIP, annual income (after tax)
$4,417.43/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, COIHY beats the other by $2,048.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of COIHY + BTI for your $10,000?

COIHY: 50%BTI: 50%
100% BTI50/50100% COIHY
Portfolio after 10yr
$40.4K
Annual income
$3,991.81/yr
Blended yield
9.88%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

COIHY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
4.2
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

COIHY buys
0
BTI buys
0
No recent congressional trades found for COIHY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCOIHYBTI
Forward yield3.78%5.38%
Annual dividend / share$0.73$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR21.7%11.3%
Portfolio after 10y$43.1K$37.7K
Annual income after 10y$5,196.98$2,786.64
Total dividends collected$19.6K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: COIHY vs BTI ($10,000, DRIP)

YearCOIHY PortfolioCOIHY Income/yrBTI PortfolioBTI Income/yrGap
1$11,160$460.11$11,299$598.92$139.00BTI
2$12,525$584.03$12,794$703.91$269.00BTI
3$14,148$745.53$14,518$829.07$370.00BTI
4$16,096$957.78$16,513$978.64$417.00BTI
5$18,462$1,239.37$18,827$1,157.84$365.00BTI
6$21,371$1,616.86$21,518$1,373.12$147.00BTI
7← crossover$24,996$2,128.77$24,657$1,632.46+$339.00COIHY
8$29,577$2,831.89$28,329$1,945.74+$1.2KCOIHY
9$35,459$3,811.33$32,637$2,325.33+$2.8KCOIHY
10$43,138$5,196.98$37,708$2,786.64+$5.4KCOIHY

COIHY vs BTI: Complete Analysis 2026

COIHYStock

Croda International Plc creates, makes, and sells specialty chemicals in Europe, the Middle East, Africa, North America, Asia, and Latin America. It operates through four segments: Consumer Care, Life Sciences, Performance Technologies, and Industrial Chemicals. The company offers adhesives; crop protection additives and adjuvants, seed enhancement and animal health chemicals, chemical bio-stimulants, and specialty additives for agricultural films; and lubricant additives, coatings and polymers, vehicle cleaning chemicals, and products for automotive textiles and fibers, as well as specialty additives for plastics, and battery and catalyst industries. It also provides specialty ingredients for self-tanning, color cosmetics, bath and shower, deodorants, anti-perspirants, depilatories, men's grooming, and oral hygiene, as well as skin, hair, sun, body, and baby care applications; construction chemicals and bitumen additives; dietary supplements; and materials and polymer additives for electronics and devices. In addition, the company offers chemistries, emulsifiers, fuel and power generation additives, and polymer additives; food additives; specialty polymer additives for furniture and wood applications; household, industrial, and institutional cleaning products; lubricants; oleochemicals; and packaging, print, and paper chemicals. Further, it provides paints and coatings; active pharmaceutical ingredients; thermal management products; plastic and rubber products; skin health products; hygiene and industrial nonwovens, botanical extracts, tissues, and textile auxiliaries; and water treatment chemicals. Additionally, the company offers bio-based phase change materials for buildings and ventilation, clothing and healthcare, electronics and devices, food and refrigeration, energy storage and recovery, temperature controlled packaging, and vehicles and automotive applications. The company was incorporated in 1925 and is headquartered in Goole, the United Kingdom.

Full COIHY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.