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COP vs UNP: Dividend Comparison 2026

COP yields 2.44% · UNP yields 2.29%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 COP wins by $86.62M in total portfolio value
10 years
COP
COP
● Live price
2.44%
Share price
$132.89
Annual div
$3.24
5Y div CAGR
96.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$86.69M
Annual income
$79,275,909.08
Full COP calculator →
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →

Portfolio growth — COP vs UNP

📍 COP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCOPUNP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, COP + UNP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
COP pays
UNP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

COP
Annual income on $10K today (after 15% tax)
$207.24/yr
After 10yr DRIP, annual income (after tax)
$67,384,522.72/yr
UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
At 15% tax rate, COP beats the other by $67,368,819.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of COP + UNP for your $10,000?

COP: 50%UNP: 50%
100% UNP50/50100% COP
Portfolio after 10yr
$43.38M
Annual income
$39,647,191.99/yr
Blended yield
91.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on COP right now

COP
Analyst Ratings
1
Strong
37
Buy
11
Hold
3
Sell
Consensus: Buy
Price Target
$116.79
-12.1% upside vs current
Range: $98.00 — $133.00
Altman Z
3.4
Piotroski
6/9
UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

COP buys
0
UNP buys
7
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-02-19
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-11-13
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$50,001 - $100,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Ro Khanna🏢 House$UNP▼ Sell$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$UNP▲ Buy$15,001 - $50,0002025-08-26
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCOPUNP
Forward yield2.44%2.29%
Annual dividend / share$3.24$5.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR96.6%40.9%
Portfolio after 10y$86.69M$69.9K
Annual income after 10y$79,275,909.08$18,474.89
Total dividends collected$86.10M$44.9K
Payment frequencyquarterlyquarterly
SectorEnergyStock
Analyst consensusBuyBuy
Analyst price target$116.79$276.57

Year-by-year: COP vs UNP ($10,000, DRIP)

YearCOP PortfolioCOP Income/yrUNP PortfolioUNP Income/yrGap
1← crossover$11,179$479.33$11,023$322.76+$156.00COP
2$12,946$984.58$12,263$468.48+$683.00COP
3$15,948$2,095.01$13,808$686.31+$2.1KCOP
4$21,806$4,741.70$15,792$1,017.59+$6.0KCOP
5$35,245$11,912.61$18,430$1,532.54+$16.8KCOP
6$73,090$35,377.72$22,075$2,355.20+$51.0KCOP
7$213,006$134,800.18$27,335$3,714.82+$185.7KCOP
8$949,732$721,815.83$35,306$6,057.38+$914.4KCOP
9$6,929,588$5,913,373.93$48,080$10,302.43+$6.88MCOP
10$86,690,568$79,275,909.08$69,920$18,474.89+$86.62MCOP

COP vs UNP: Complete Analysis 2026

COPEnergy

ConocoPhillips explores for, produces, transports, and markets crude oil, bitumen, natural gas, liquefied natural gas (LNG), and natural gas liquids worldwide. It primarily engages in the conventional and tight oil reservoirs, shale gas, heavy oil, LNG, oil sands, and other production operations. The company's portfolio includes unconventional plays in North America; conventional assets in North America, Europe, Asia, and Australia; various LNG developments; oil sands assets in Canada; and an inventory of conventional and unconventional exploration prospects. ConocoPhillips was founded in 1917 and is headquartered in Houston, Texas.

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UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

Full UNP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.