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UNP Dividend DRIP Calculator 2026
2.00% YieldIndustrialsUnion Pacific Corporation · NYSE
Price: $278.14 · Annual div: $5.56/share · Frequency: quarterly · Payout ratio: 46% · Ex-div: 2026-08-31
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
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🎯 When UNP pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your UNP snowball 📈
$10,000 in UNP → $25.0K in 10 years · $39.00/month
About Union Pacific Corporation (UNP) — Dividend Analysis 2026
Union Pacific Corporation, a prominent American railway enterprise, conducts its primary operations through its subsidiary, Union Pacific Railroad Company. The company provides extensive freight transportation services for a wide array of commodities. Its diverse cargo includes agricultural products like grain, fertilizers, and refrigerated foods; energy resources such as coal, renewables, petroleum, and liquid petroleum gases; and industrial materials encompassing construction products, chemicals, plastics, forest products, metals, ores, soda ash, and sand. Union Pacific also facilitates the movement of finished automobiles, automotive parts, and general merchandise in intermodal containers, serving a varied clientele that spans agricultural processors, energy producers, and industrial manufacturers. As of December 31, 2021, the company's vast rail network stretched 32,452 route miles, strategically connecting major ports along the Pacific and Gulf Coasts with crucial gateways throughout the Midwestern and Eastern United States. Established in 1862, Union Pacific Corporation is headquartered in Omaha, Nebraska.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 UNP Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold UNP.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.00% | -0.80% | $200 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.70% | -1.10% | $170 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.60% | -1.20% | $160 / yr |
| 🇬🇧 UK ISA | 0% | 2.00% | -0.80% | $200 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.82% | -0.97% | $183 / yr |
| 🇨🇦 TFSA | 0% | 2.00% | -0.80% | $200 / yr |
| 🇨🇦 CA Taxable | 25% | 1.50% | -1.30% | $150 / yr |
| 🇦🇺 Super (pension) | 15% | 1.70% | -1.10% | $170 / yr |
| 🇦🇺 AU Taxable | 30% | 1.40% | -1.40% | $140 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.47% | -1.33% | $147 / yr |
| 🇫🇷 FR Taxable | 30% | 1.40% | -1.40% | $140 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 UNP Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $5.56/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 UNP Dividend Payment Schedule
UNP pays quarterly — 4 times per year. Ex-div: 2026-08-31.
📊 UNP vs Industrials Benchmarks
How UNP compares to typical Industrials averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UNP sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ UNP Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-10-01 | 194 | — | — | ||
| A-Award | 2026-10-01 | 162 | — | — | ||
| A-Award | 2026-10-01 | 172 | — | — | ||
| A-Award | 2026-10-01 | 171 | — | — | ||
| A-Award | 2026-10-01 | 312 | — | — | ||
| A-Award | 2026-10-01 | 839 | — | — | ||
| A-Award | 2026-10-01 | 372 | — | — | ||
| A-Award | 2026-10-01 | 229 | — | — | ||
| A-Award | 2026-10-01 | 179 | — | — | ||
| A-Award | 2026-10-01 | 179 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare UNP with peers: UNP vs ADP · UNP vs CNI · UNP vs CP
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Geographic Revenue Breakdown
Where UNP earns its moneyRevenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UNP dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Union Pacific Corporation (UNP) is currently trading at $278.14, 12% below its 52-week high. The current dividend yield is 2.00% based on an annual payout of $5.56 per share.
Union Pacific Offers Stable Yield Backed by Strong Cash Flow
AI SummaryUnion Pacific Corporation stands as a stalwart in the industrials sector, boasting a market capitalization of $163.2 billion. Trading at $274.68 with a P/E ratio of 22.9, the company offers an annual dividend of $5.56, translating to a modest yield of 2.02%. This payout is exceptionally secure, supported by a conservative dividend payout ratio of just 46%, which leaves ample room for both business reinvestment and future shareholder returns. The company demonstrates a solid growth trajectory, highlighted by a 5-year dividend CAGR of 7.1%. This steady compounding reflects management's commitment to returning capital while maintaining balance sheet strength. Overall, the dividend is highly sustainable, driven by robust rail-network cash flows, though income-focused investors must weigh the
- Economic downturns reducing freight volumes
- Rising operating and labor costs impacting margins
Generated by AI using live market data. For educational purposes only — not financial advice.
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Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.