Is CPYYY or QYLD a better dividend investment in 2026?

CPYYY currently yields 2.10% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CPYYY and QYLD?

CPYYY has a forward dividend yield of 2.10% ($0.24/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.82 percentage points.

Home › Compare › CPYYY vs QYLD

CPYYY vs QYLD: Dividend Comparison 2026

CPYYY yields 2.10% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CPYYY wins by $2.09M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CPYYY

● Live price

2.10%

Share price

$11.62

Annual div

$0.24

5Y div CAGR

76.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.12M

Annual income

$1,604,468.07

Full CPYYY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CPYYY vs QYLD

📍 CPYYY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CPYYY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CPYYY + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CPYYY pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPYYY

Annual income on $10K today (after 15% tax)

$178.23/yr

After 10yr DRIP, annual income (after tax)

$1,363,797.86/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, CPYYY beats the other by $1,358,987.45/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPYYY + QYLD for your $10,000?

CPYYY: 50%QYLD: 50%

100% QYLD50/50100% CPYYY

Portfolio after 10yr

$1.07M

Annual income

$805,063.69/yr

Blended yield

75.14%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CPYYY right now

CPYYY

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Altman Z

5.1

Piotroski

8/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPYYY buys

QYLD buys

No recent congressional trades found for CPYYY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCPYYYQYLD

Forward yield	2.10%	11.92% ✓
Annual dividend / share	$0.24	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	76.5% ✓	0%
Portfolio after 10y	$2.12M	$25.4K ✓
Annual income after 10y	$1,604,468.07 ✓	$5,659.31
Total dividends collected	$2.05M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CPYYY vs QYLD ($10,000, DRIP)

Year	CPYYY Portfolio	CPYYY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,070	$370.08	$10,352	$1,192.36	+$718.00 → CPYYY
2	$12,521	$675.79	$10,830	$1,347.57	+$1.7K → CPYYY
3	$14,658	$1,260.82	$11,460	$1,539.07	+$3.2K → CPYYY
4	$18,119	$2,434.78	$12,275	$1,777.84	+$5.8K → CPYYY
5	$24,352	$4,964.50	$13,323	$2,078.95	+$11.0K → CPYYY
6	$37,062	$11,006.11	$14,667	$2,463.34	+$22.4K → CPYYY
7	$67,288	$27,631.18	$16,396	$2,960.57	+$50.9K → CPYYY
8	$154,747	$82,749.23	$18,631	$3,612.97	+$136.1K → CPYYY
9	$479,494	$313,913.95	$21,548	$4,482.15	+$457.9K → CPYYY
10	$2,117,526	$1,604,468.07	$25,398	$5,659.31	+$2.09M → CPYYY

CPYYY vs QYLD: Complete Analysis 2026

CPYYY — Stock

Centrica plc operates as an integrated energy company in the United Kingdom, Ireland, Norway, North America, and internationally. The company operates through British Gas Services & Solutions, British Gas Energy, Centrica Business Solutions, Bord Gáis Energy, Energy Marketing & Trading, and Upstream segments. It supplies gas and electricity to residential customers, as well as offers energy-related services; and generates power from nuclear assets. The company also provides installation, repair, and maintenance services for domestic central heating, plumbing and drains, home electrical, and gas and kitchen appliances; and heating, ventilation, and air conditioning equipment, as well as offers breakdown services. In addition, it is involved in the procurement, trading, and optimization of energy; procurement and sale of LNG; and supplies energy efficiency solutions and technologies to residential customers. Further, the company produces and processes gas and oil; develops new fields to maintain reserves; constructs, owns, and exploits infrastructure; and engages in the social enterprise investment fund activities. Additionally, it provides vehicle leasing, commercial, and insurance services, as well as energy management products and services; and operates a gas storage and franchise network. The company was formerly known as Yieldtop plc and changed its name to Centrica plc in December 1996. Centrica plc was founded in 1812 and is based in Windsor, the United Kingdom.

Full CPYYY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this CPYYY vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CPYYY vs SCHD CPYYY vs JEPI CPYYY vs O CPYYY vs KO CPYYY vs MAIN CPYYY vs XYLD CPYYY vs JEPQ CPYYY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.