HomeCompareCPYYY vs SPHD

CPYYY vs SPHD: Dividend Comparison 2026

CPYYY yields 2.10% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CPYYY wins by $2.09M in total portfolio value· pulled ahead in Year 2
10 years
CPYYY
CPYYY
● Live price
2.10%
Share price
$11.62
Annual div
$0.24
5Y div CAGR
76.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.12M
Annual income
$1,604,468.07
Full CPYYY calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — CPYYY vs SPHD

📍 CPYYY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPYYYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CPYYY + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CPYYY pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPYYY
Annual income on $10K today (after 15% tax)
$178.23/yr
After 10yr DRIP, annual income (after tax)
$1,363,797.86/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, CPYYY beats the other by $1,363,312.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPYYY + SPHD for your $10,000?

CPYYY: 50%SPHD: 50%
100% SPHD50/50100% CPYYY
Portfolio after 10yr
$1.07M
Annual income
$802,519.69/yr
Blended yield
74.86%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CPYYY right now

CPYYY
Analyst Ratings
6
Buy
1
Hold
1
Sell
Consensus: Buy
Altman Z
5.1
Piotroski
8/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPYYY buys
0
SPHD buys
0
No recent congressional trades found for CPYYY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPYYYSPHD
Forward yield2.10%4.33%
Annual dividend / share$0.24$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR76.5%0%
Portfolio after 10y$2.12M$26.5K
Annual income after 10y$1,604,468.07$571.32
Total dividends collected$2.05M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CPYYY vs SPHD ($10,000, DRIP)

YearCPYYY PortfolioCPYYY Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,070$370.08$11,133$432.85$63.00SPHD
2← crossover$12,521$675.79$12,363$450.36+$158.00CPYYY
3$14,658$1,260.82$13,695$467.39+$963.00CPYYY
4$18,119$2,434.78$15,138$483.90+$3.0KCPYYY
5$24,352$4,964.50$16,697$499.88+$7.7KCPYYY
6$37,062$11,006.11$18,382$515.31+$18.7KCPYYY
7$67,288$27,631.18$20,198$530.17+$47.1KCPYYY
8$154,747$82,749.23$22,157$544.46+$132.6KCPYYY
9$479,494$313,913.95$24,266$558.18+$455.2KCPYYY
10$2,117,526$1,604,468.07$26,536$571.32+$2.09MCPYYY

CPYYY vs SPHD: Complete Analysis 2026

CPYYYStock

Centrica plc operates as an integrated energy company in the United Kingdom, Ireland, Norway, North America, and internationally. The company operates through British Gas Services & Solutions, British Gas Energy, Centrica Business Solutions, Bord Gáis Energy, Energy Marketing & Trading, and Upstream segments. It supplies gas and electricity to residential customers, as well as offers energy-related services; and generates power from nuclear assets. The company also provides installation, repair, and maintenance services for domestic central heating, plumbing and drains, home electrical, and gas and kitchen appliances; and heating, ventilation, and air conditioning equipment, as well as offers breakdown services. In addition, it is involved in the procurement, trading, and optimization of energy; procurement and sale of LNG; and supplies energy efficiency solutions and technologies to residential customers. Further, the company produces and processes gas and oil; develops new fields to maintain reserves; constructs, owns, and exploits infrastructure; and engages in the social enterprise investment fund activities. Additionally, it provides vehicle leasing, commercial, and insurance services, as well as energy management products and services; and operates a gas storage and franchise network. The company was formerly known as Yieldtop plc and changed its name to Centrica plc in December 1996. Centrica plc was founded in 1812 and is based in Windsor, the United Kingdom.

Full CPYYY Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.