HomeCompareCRARY vs GBDC

CRARY vs GBDC: Dividend Comparison 2026

CRARY yields 6.70% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CRARY wins by $34122.43M in total portfolio value· pulled ahead in Year 3
10 years
CRARY
CRARY
● Live price
6.70%
Share price
$9.27
Annual div
$0.62
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34143.21M
Annual income
$33,191,291,037.41
Full CRARY calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — CRARY vs GBDC

📍 CRARY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCRARYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CRARY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CRARY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRARY
Annual income on $10K today (after 15% tax)
$569.35/yr
After 10yr DRIP, annual income (after tax)
$28,212,597,381.80/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, CRARY beats the other by $28,198,666,507.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CRARY + GBDC for your $10,000?

CRARY: 50%GBDC: 50%
100% GBDC50/50100% CRARY
Portfolio after 10yr
$17081.99M
Annual income
$16,603,840,150.41/yr
Blended yield
97.20%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CRARY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.2
Piotroski
7/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRARY buys
2
GBDC buys
0
PoliticianChamberTickerTypeAmountDate
Bruce Westerman🏢 House$CRARY▼ Sell$1,001 - $15,0002025-04-21
Bruce Westerman🏢 House$CRARY▲ Buy$1,001 - $15,0002025-03-03
Daniel Goldman🏢 House$CRARY▼ Sell$1,001 - $15,0002023-07-10
Greg Gianforte🏢 House$CRARY▲ Buy$1,001 - $15,0002020-11-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCRARYGBDC
Forward yield6.70%11.85%
Annual dividend / share$0.62$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$34143.21M$20.78M
Annual income after 10y$33,191,291,037.41$16,389,263.41
Total dividends collected$34077.66M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: CRARY vs GBDC ($10,000, DRIP)

YearCRARY PortfolioCRARY Income/yrGBDC PortfolioGBDC Income/yrGap
1$12,040$1,339.65$12,490$1,790.28$450.00GBDC
2$15,897$3,014.76$16,522$3,157.73$625.00GBDC
3← crossover$24,451$7,440.56$23,578$5,898.68+$873.00CRARY
4$47,553$21,390.47$37,115$11,886.75+$10.4KCRARY
5$128,640$77,759.20$66,136$26,423.57+$62.5KCRARY
6$530,834$393,189.17$137,257$66,491.44+$393.6KCRARY
7$3,600,692$3,032,699.06$341,734$194,868.54+$3.26MCRARY
8$42,303,276$38,450,535.77$1,050,788$685,133.02+$41.25MCRARY
9$889,642,002$844,377,497.02$4,099,314$2,974,971.01+$885.54MCRARY
10$34,143,207,980$33,191,291,037.41$20,775,530$16,389,263.41+$34122.43MCRARY

CRARY vs GBDC: Complete Analysis 2026

CRARYStock

Crédit Agricole S.A. provides retail, corporate, insurance, and investment banking products and services worldwide. It operates through Asset Gathering; Large Customers; Specialised Financial Services; French Retail Banking - LCL; and International Retail Banking. The company offers banking products and services, including savings and current accounts and deposits, finance, payments, and flow management services; consumer finance products; and banking and specialized financial services. It also provides wealth management services that allow individual customers to manage, protect, and transfer their assets, as well as other asset management services; and savings/retirement, death and disability/creditor/group, and property and casualty insurance products. In addition, the company offers financing solutions for property and equipment investment and renewal requirements; trade receivable financing and management solutions for corporates; and financing services for renewable energy and public infrastructure projects, as well as leasing services. Further, it provides investment banking, structured finance, international trade finance, commercial banking, capital market, and syndication services; and asset servicing solutions for investment products, as well as various asset classes, such as execution, clearing, forex, security lending and borrowing, custody, depositary bank, fund administration, middle-office outsourcing solutions, and fund distribution support and issuer services. The company serves retail customers, corporates, banks and financial institutions, government agencies, and local authorities. Crédit Agricole S.A. was founded in 1894 and is headquartered in Montrouge, France. Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boétie.

Full CRARY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.