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CRC vs UNP: Dividend Comparison 2026

CRC yields 2.30% · UNP yields 2.29%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UNP wins by $46.8K in total portfolio value
10 years
CRC
CRC
● Live price
2.30%
Share price
$68.89
Annual div
$1.59
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.1K
Annual income
$266.95
Full CRC calculator →
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →

Portfolio growth — CRC vs UNP

📍 UNP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCRCUNP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CRC + UNP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CRC pays
UNP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRC
Annual income on $10K today (after 15% tax)
$195.57/yr
After 10yr DRIP, annual income (after tax)
$226.91/yr
UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
At 15% tax rate, UNP beats the other by $15,476.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CRC + UNP for your $10,000?

CRC: 50%UNP: 50%
100% UNP50/50100% CRC
Portfolio after 10yr
$46.5K
Annual income
$9,370.92/yr
Blended yield
20.15%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UNP right now

CRC
Analyst Ratings
16
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$65.20
-5.4% upside vs current
Range: $56.00 — $72.00
Altman Z
2.1
Piotroski
5/9
UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRC buys
0
UNP buys
0
No recent congressional trades found for CRC or UNP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCRCUNP
Forward yield2.30%2.29%
Annual dividend / share$1.59$5.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.9%
Portfolio after 10y$23.1K$69.9K
Annual income after 10y$266.95$18,474.89
Total dividends collected$2.5K$44.9K
Payment frequencyquarterlyquarterly
SectorStockStock
Analyst consensusBuyBuy
Analyst price target$65.20$276.57

Year-by-year: CRC vs UNP ($10,000, DRIP)

YearCRC PortfolioCRC Income/yrUNP PortfolioUNP Income/yrGap
1← crossover$10,930$230.08$11,023$322.76$93.00UNP
2$11,930$235.02$12,263$468.48$333.00UNP
3$13,005$239.75$13,808$686.31$803.00UNP
4$14,160$244.25$15,792$1,017.59$1.6KUNP
5$15,399$248.54$18,430$1,532.54$3.0KUNP
6$16,730$252.61$22,075$2,355.20$5.3KUNP
7$18,158$256.49$27,335$3,714.82$9.2KUNP
8$19,689$260.16$35,306$6,057.38$15.6KUNP
9$21,331$263.65$48,080$10,302.43$26.7KUNP
10$23,091$266.95$69,920$18,474.89$46.8KUNP

CRC vs UNP: Complete Analysis 2026

CRCStock

California Resources Corporation operates as an independent oil and natural gas company. The company explores for, produces, gathers, processes, and markets crude oil, natural gas, and natural gas liquids for marketers, California refineries, and other purchasers that have access to transportation and storage facilities. As of December 31, 2021, it had interests in approximately 1.9 million net mineral acres with proved reserves totaled an estimated 480 million barrels of oil equivalent. The company also engages in the generation and sale of electricity to the local utility and the grid. The company was incorporated in 2014 and is based in Santa Clarita, California.

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UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.