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CRZY vs BTI: Dividend Comparison 2026

CRZY yields 1.12% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $17.4K in total portfolio value
10 years
CRZY
CRZY
● Live price
1.12%
Share price
$30.25
Annual div
$0.34
5Y div CAGR
-18.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$15.58
Full CRZY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — CRZY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCRZYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CRZY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CRZY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRZY
Annual income on $10K today (after 15% tax)
$95.54/yr
After 10yr DRIP, annual income (after tax)
$13.24/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,355.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CRZY + BTI for your $10,000?

CRZY: 50%BTI: 50%
100% BTI50/50100% CRZY
Portfolio after 10yr
$29.0K
Annual income
$1,401.11/yr
Blended yield
4.83%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CRZY
No analyst data
Altman Z
-0.7
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRZY buys
0
BTI buys
0
No recent congressional trades found for CRZY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCRZYBTI
Forward yield1.12%5.38%
Annual dividend / share$0.34$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-18.2%11.3%
Portfolio after 10y$20.4K$37.7K
Annual income after 10y$15.58$2,786.64
Total dividends collected$445.00$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CRZY vs BTI ($10,000, DRIP)

YearCRZY PortfolioCRZY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,792$91.94$11,299$598.92$507.00BTI
2$11,623$75.85$12,794$703.91$1.2KBTI
3$12,499$62.46$14,518$829.07$2.0KBTI
4$13,426$51.35$16,513$978.64$3.1KBTI
5$14,408$42.16$18,827$1,157.84$4.4KBTI
6$15,451$34.59$21,518$1,373.12$6.1KBTI
7$16,561$28.36$24,657$1,632.46$8.1KBTI
8$17,743$23.24$28,329$1,945.74$10.6KBTI
9$19,004$19.03$32,637$2,325.33$13.6KBTI
10$20,350$15.58$37,708$2,786.64$17.4KBTI

CRZY vs BTI: Complete Analysis 2026

CRZYStock

Crazy Woman Creek Bancorp Incorporated operates as the holding company for Buffalo Federal Bank that provides a range of banking products and services to individuals, families, and businesses in North-Central Wyoming. The company offers checking accounts, money market accounts, and student checking accounts; business banking; savings accounts, such as individual retirement and time deposit accounts; reorder checks; certificates of deposit accounts; and debit and credit cards. It also provides personal, consumer, commercial, real estate, business, and working capital loans, as well as loans for term, equipment financing, SBA lending, and construction financing. In addition, the company provides real estate lending, including loans secured by one-to-four family residential real estate, multi-family, commercial real estate, home mortgage, and home equity loans. Further, the company offers online and mobile banking services. It serves customers through its branch offices under the name of ‘The Bank' in Buffalo, Gillette, and Sheridan, Wyoming. Crazy Woman Creek Bancorp Incorporated was founded in 1936 and is headquartered in Buffalo, Wyoming.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.