Home › Compare › CSASF vs BTI

CSASF vs BTI: Dividend Comparison 2026

CSASF yields 2.74% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CSASF wins by $266.15M in total portfolio value· pulled ahead in Year 2
10 years
CSASF
CSASF
● Live price
2.74%
Share price
$23.61
Annual div
$0.65
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$266.19M
Annual income
$248,726,029.46
Full CSASF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — CSASF vs BTI

📍 CSASF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSASFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CSASF + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CSASF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSASF
Annual income on $10K today (after 15% tax)
$232.60/yr
After 10yr DRIP, annual income (after tax)
$211,417,125.04/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, CSASF beats the other by $211,414,743.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSASF + BTI for your $10,000?

CSASF: 50%BTI: 50%
100% BTI50/50100% CSASF
Portfolio after 10yr
$133.11M
Annual income
$124,364,415.87/yr
Blended yield
93.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CSASF
No analyst data
Altman Z
1.4
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSASF buys
0
BTI buys
0
No recent congressional trades found for CSASF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSASFBTI
Forward yield2.74%5.40% ✓
Annual dividend / share$0.65$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓11.3%
Portfolio after 10y$266.19M ✓$37.8K
Annual income after 10y$248,726,029.46 ✓$2,802.29
Total dividends collected$264.87M ✓$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CSASF vs BTI ($10,000, DRIP)

YearCSASF PortfolioCSASF Income/yrBTI PortfolioBTI Income/yrGap
1$11,247$547.30$11,301$601.08$54.00 → BTI
2← crossover$13,185$1,150.59$12,799$706.58+$386.00 → CSASF
3$16,629$2,521.19$14,527$832.38+$2.1K → CSASF
4$23,737$5,943.49$16,527$982.75+$7.2K → CSASF
5$41,256$15,857.55$18,846$1,162.95+$22.4K → CSASF
6$95,660$51,516.42$21,545$1,379.49+$74.1K → CSASF
7$325,630$223,273.12$24,694$1,640.41+$300.9K → CSASF
8$1,769,033$1,420,609.11$28,378$1,955.69+$1.74M → CSASF
9$16,318,425$14,425,560.08$32,702$2,337.79+$16.29M → CSASF
10$266,186,745$248,726,029.46$37,794$2,802.29+$266.15M → CSASF

CSASF vs BTI: Complete Analysis 2026

CSASF — Stock

Credit Saison Co., Ltd. provides leasing, finance, real estate, entertainment, and payment services in Japan and internationally. The company offers credit cards, prepaid and debit cards, smartphone-based services, and loan collection services; and payment solutions and business support services for corporate activities, as well as marketing solutions. It also engages in the credit guarantee and finance related businesses; leasing of office equipment; servicing business; real estate business; real estate leasing activities; and digital payment and asset management services, as well as develops and manages amusement centers/arcades. The company was formerly known as Seibu Credit Co., Ltd. and changed its name to Credit Saison Co., Ltd. in October 1989. Credit Saison Co., Ltd. was incorporated in 1951 and is headquartered in Tokyo, Japan.

Full CSASF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this CSASF vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CSASF vs SCHDCSASF vs JEPICSASF vs OCSASF vs KOCSASF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.