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CSU vs GBDC: Dividend Comparison 2026

CSU yields 5.96% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.82M in total portfolio value
10 years
CSU
CSU
● Live price
5.96%
Share price
$33.54
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.6K
Annual income
$872.07
Full CSU calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — CSU vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSUGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CSU + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSU pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSU
Annual income on $10K today (after 15% tax)
$506.86/yr
After 10yr DRIP, annual income (after tax)
$741.26/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,982,382.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSU + GBDC for your $10,000?

CSU: 50%GBDC: 50%
100% GBDC50/50100% CSU
Portfolio after 10yr
$10.44M
Annual income
$8,225,802.95/yr
Blended yield
78.79%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CSU
Analyst Ratings
3
Buy
2
Hold
1
Sell
Consensus: Buy
Altman Z
-0.2
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSU buys
0
GBDC buys
0
No recent congressional trades found for CSU or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSUGBDC
Forward yield5.96%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$29.6K$20.85M
Annual income after 10y$872.07$16,450,733.83
Total dividends collected$7.4K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: CSU vs GBDC ($10,000, DRIP)

YearCSU PortfolioCSU Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,296$596.30$12,492$1,791.70$1.2KGBDC
2$12,717$629.53$16,527$3,160.58$3.8KGBDC
3$14,269$662.32$23,588$5,904.90$9.3KGBDC
4$15,962$694.56$37,141$11,901.65$21.2KGBDC
5$17,806$726.16$66,205$26,463.38$48.4KGBDC
6$19,809$757.03$137,452$66,612.65$117.6KGBDC
7$21,983$787.11$342,372$195,298.53$320.4KGBDC
8$24,338$816.34$1,053,292$686,954.33$1.03MGBDC
9$26,887$844.67$4,111,439$2,984,416.95$4.08MGBDC
10$29,641$872.07$20,849,974$16,450,733.83$20.82MGBDC

CSU vs GBDC: Complete Analysis 2026

CSUStock

Capital Senior Living Corporation develops, owns, operates, and manages senior housing communities in the United States. The company provides independent living services, which include daily meals, transportation, social and recreational activities, laundry, housekeeping, and 24-hour staffing; and access to health screenings, periodic special services, and dietary and similar programs, as well as exercise and fitness classes. It also offers assisted living services consist of personal care services, such as assistance with activities of daily living, including ambulation, bathing, dressing, eating, grooming, personal hygiene, and monitoring or assistance with medications; support services, including meals, assistance with social and recreational activities, laundry, general housekeeping, maintenance, and transportation services; and supplemental services, which include extra transportation, personal maintenance, and extra laundry, as well as special care services for residents with various forms of dementia. In addition, the company provides memory care services; and home care services through third-party providers. As of December 31, 2019, it operated 126 senior housing communities in 23 states with an aggregate capacity of approximately 16,000 residents, including 80 owned and 46 leased senior housing communities. Capital Senior Living Corporation was founded in 1990 and is headquartered in Dallas, Texas.

Full CSU Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.