Home › Compare › CTHR vs GBDC

CTHR vs GBDC: Dividend Comparison 2026

CTHR yields 2051.28% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CTHR wins by $12584861503.85M in total portfolio value
10 years
CTHR
CTHR
● Live price
2051.28%
Share price
$0.10
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$12584861524.70M
Annual income
$11,483,600,029,684,344.00
Full CTHR calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — CTHR vs GBDC

📍 CTHR pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCTHRGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CTHR + GBDC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CTHR pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CTHR
Annual income on $10K today (after 15% tax)
$174,358.97/yr
After 10yr DRIP, annual income (after tax)
$9,761,060,025,231,692.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, CTHR beats the other by $9,761,060,011,248,568.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CTHR + GBDC for your $10,000?

CTHR: 50%GBDC: 50%
100% GBDC50/50100% CTHR
Portfolio after 10yr
$6292430772.78M
Annual income
$5,741,800,023,067,539.00/yr
Blended yield
91.25%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CTHR
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-3.9
Piotroski
2/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CTHR buys
0
GBDC buys
0
No recent congressional trades found for CTHR or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCTHRGBDC
Forward yield2051.28% ✓11.86%
Annual dividend / share$2.00 ✓$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1% ✓
Portfolio after 10y$12584861524.70M ✓$20.85M
Annual income after 10y$11,483,600,029,684,344.00 ✓$16,450,733.83
Total dividends collected$12506849112.52M ✓$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: CTHR vs GBDC ($10,000, DRIP)

YearCTHR PortfolioCTHR Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$215,828$205,128.21$12,492$1,791.70+$203.3K → CTHR
2$4,368,549$4,137,612.37$16,527$3,160.58+$4.35M → CTHR
3$82,944,285$78,269,938.20$23,588$5,904.90+$82.92M → CTHR
4$1,477,616,926$1,388,866,540.87$37,141$11,901.65+$1477.58M → CTHR
5$24,704,473,251$23,123,423,139.88$66,205$26,463.38+$24704.41M → CTHR
6$387,745,540,207$361,311,753,828.82$137,452$66,612.65+$387745.40M → CTHR
7$5,714,810,303,129$5,299,922,575,107.56$342,372$195,298.53+$5714809.96M → CTHR
8$79,117,855,048,821$73,003,008,024,472.69$1,053,292$686,954.33+$79117854.00M → CTHR
9$1,029,216,350,483,176$944,560,245,580,937.20$4,111,439$2,984,416.95+$1029216346.37M → CTHR
10$12,584,861,524,701,342$11,483,600,029,684,344.00$20,849,974$16,450,733.83+$12584861503.85M → CTHR

CTHR vs GBDC: Complete Analysis 2026

CTHR — Stock

Charles & Colvard, Ltd. operates as a fine jewelry company in the United States and internationally. The company manufactures, markets, and distributes moissanite jewels and finished moissanite jewelry under the Charles & Colvard Created Moissanite brand; and premium moissanite gemstones under the Forever One brand name. It also markets and distributes lab grown diamonds, and finished jewelry with lab grown diamonds under the Caydia brand. The company sells its products at wholesale prices to distributors, manufacturers, retailers, and designers; and to end-consumers at retail prices through charlesandcolvard.com, third-party online marketplaces, drop-ship, and other e-commerce outlets. Charles & Colvard, Ltd. was founded in 1995 and is headquartered in Morrisville, North Carolina.

Full CTHR Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
📬

Get this CTHR vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CTHR vs SCHDCTHR vs JEPICTHR vs OCTHR vs KOCTHR vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.