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CTPCY vs GBDC: Dividend Comparison 2026

CTPCY yields 5.08% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $19.98M in total portfolio value
10 years
CTPCY
CTPCY
● Live price
5.08%
Share price
$7.32
Annual div
$0.37
5Y div CAGR
50.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$796.2K
Annual income
$478,779.59
Full CTPCY calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — CTPCY vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCTPCYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CTPCY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CTPCY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CTPCY
Annual income on $10K today (after 15% tax)
$431.53/yr
After 10yr DRIP, annual income (after tax)
$406,962.65/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,523,911.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CTPCY + GBDC for your $10,000?

CTPCY: 50%GBDC: 50%
100% GBDC50/50100% CTPCY
Portfolio after 10yr
$10.79M
Annual income
$8,434,021.49/yr
Blended yield
78.19%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CTPCY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.3
Piotroski
7/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CTPCY buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCTPCYGBDC
Forward yield5.08%11.85%
Annual dividend / share$0.37$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.2%51.1%
Portfolio after 10y$796.2K$20.78M
Annual income after 10y$478,779.59$16,389,263.41
Total dividends collected$741.1K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: CTPCY vs GBDC ($10,000, DRIP)

YearCTPCY PortfolioCTPCY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,463$762.53$12,490$1,790.28$1.0KGBDC
2$13,492$1,226.94$16,522$3,157.73$3.0KGBDC
3$16,464$2,027.22$23,578$5,898.68$7.1KGBDC
4$21,088$3,472.47$37,115$11,886.75$16.0KGBDC
5$28,808$6,243.77$66,136$26,423.57$37.3KGBDC
6$42,798$11,973.13$137,257$66,491.44$94.5KGBDC
7$70,763$24,968.89$341,734$194,868.54$271.0KGBDC
8$133,668$57,951.72$1,050,788$685,133.02$917.1KGBDC
9$296,690$153,664.85$4,099,314$2,974,971.01$3.80MGBDC
10$796,237$478,779.59$20,775,530$16,389,263.41$19.98MGBDC

CTPCY vs GBDC: Complete Analysis 2026

CTPCYStock

CITIC Limited operates in the financial services, resources and energy, manufacturing, engineering contracting, advanced materials, consumption, and urbanization businesses worldwide. The company's Comprehensive Financial Services segment provides banking, trust, insurance and reinsurance, investment banking, wealth and asset management, financial markets, equity investment, financing, and other integrated financial services. Its Advanced Intelligent Manufacturing segment offers wheels and lightweight cast components, and chassis and body systems; and mining and heavy machinery, specialized robots and intelligent equipment, new energy equipment, and special materials. The company's Advanced Materials segment offers special steel products; and high-grade chloride, as well as explores, develops, and produces oil. It also invests in coal and bauxite mining, import and export of commodities, electrolytic aluminum, and alumina smelting; and invests in and manages power plants. The company's New Consumption segment provides telecommunications services; and leases and sells satellite transponders. It also publishes books and digital books, as well as engages in bookstore retailing business. In addition, this segment deals and distributes with supporting services for automotive brands; and develops agricultural science and technology, as well as engages in the brand development, manufacturing, commodity trading, agency distribution, logistics, and retail in the food and fast-moving consumer goods, healthcare, and electrical products industries. The company's New-Type Urbanisation segment provides environmental and infrastructure, contracting and design, healthcare, and general aviation services; and develops and invests in mixed-use and commercial properties, and residential properties. The company was formerly known as CITIC Pacific Limited and changed its name to CITIC Limited in August 2014. The company was founded in 1987 and is based in Central, Hong Kong.

Full CTPCY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.