Is CUBA or BTI a better dividend investment in 2026?

CUBA currently yields 36.48% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: CUBA offers higher current income.

What is the dividend yield difference between CUBA and BTI?

CUBA has a forward dividend yield of 36.48% ($0.92/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 31.10 percentage points.

Home › Compare › CUBA vs BTI

CUBA vs BTI: Dividend Comparison 2026

CUBA yields 36.48% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CUBA wins by $90.72M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CUBA

● Live price

36.48%

Share price

$2.52

Annual div

$0.92

5Y div CAGR

33.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$90.76M

Annual income

$69,453,033.67

Full CUBA calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — CUBA vs BTI

📍 CUBA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CUBA	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CUBA + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CUBA pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CUBA

Annual income on $10K today (after 15% tax)

$3,100.48/yr

After 10yr DRIP, annual income (after tax)

$59,035,078.62/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, CUBA beats the other by $59,032,709.98/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CUBA + BTI for your $10,000?

CUBA: 50%BTI: 50%

100% BTI50/50100% CUBA

Portfolio after 10yr

$45.40M

Annual income

$34,727,910.15/yr

Blended yield

76.50%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CUBA

Analyst Ratings

Buy

Consensus: Buy

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CUBA buys

BTI buys

No recent congressional trades found for CUBA or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCUBABTI

Forward yield	36.48% ✓	5.38%
Annual dividend / share	$0.92	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	33.2% ✓	11.3%
Portfolio after 10y	$90.76M ✓	$37.7K
Annual income after 10y	$69,453,033.67 ✓	$2,786.64
Total dividends collected	$88.82M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Buy	Buy

Year-by-year: CUBA vs BTI ($10,000, DRIP)

Year	CUBA Portfolio	CUBA Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$15,559	$4,858.63	$11,299	$598.92	+$4.3K → CUBA
2	$26,058	$9,410.34	$12,794	$703.91	+$13.3K → CUBA
3	$47,502	$19,619.91	$14,518	$829.07	+$33.0K → CUBA
4	$95,350	$44,523.30	$16,513	$978.64	+$78.8K → CUBA
5	$213,280	$111,254.72	$18,827	$1,157.84	+$194.5K → CUBA
6	$537,998	$309,788.68	$21,518	$1,373.12	+$516.5K → CUBA
7	$1,548,443	$972,785.42	$24,657	$1,632.46	+$1.52M → CUBA
8	$5,142,230	$3,485,396.05	$28,329	$1,945.74	+$5.11M → CUBA
9	$19,911,019	$14,408,832.93	$32,637	$2,325.33	+$19.88M → CUBA
10	$90,757,824	$69,453,033.67	$37,708	$2,786.64	+$90.72M → CUBA

CUBA vs BTI: Complete Analysis 2026

CUBA — Stock

The Herzfeld Caribbean Basin Fund Inc. is a closed-ended equity mutual fund launched by Thomas J. Herzfeld Advisors, Inc. The fund is managed by Herzfeld/Cuba. It invests in the public equity markets of the United States. The fund employing fundamental analysis investing in stocks of companies that are likely to benefit from economic, political, structural and technological developments in the countries in the Caribbean Basin, which consist of Cuba, Jamaica, Trinidad and Tobago, the Bahamas, the Dominican Republic, Barbados, Aruba, Haiti, the Netherlands Antilles, the Commonwealth of Puerto Rico, Mexico, Honduras, Guatemala, Belize, Costa Rica, Panama, Colombia and Venezuela. It invests in stocks of companies operating across diversified sectors. The Herzfeld Caribbean Basin Fund Inc. was formed on March 10, 1992 and is domiciled in the United States.

Full CUBA Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.