Is CVLY or JNJ a better dividend investment in 2026?

CVLY currently yields 2.83% with a 5% 5-year dividend growth rate. JNJ yields 3.36% with 5.8% growth. The better choice depends on your goal: JNJ offers higher current income.

What is the dividend yield difference between CVLY and JNJ?

CVLY has a forward dividend yield of 2.83% ($0.68/share annually). JNJ yields 3.36% ($4.96/share annually). The yield gap is 0.53 percentage points.

Home › Compare › CVLY vs JNJ

CVLY vs JNJ: Dividend Comparison 2026

CVLY yields 2.83% · JNJ yields 3.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CVLY wins by $11.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CVLY

● Live price

2.83%

Share price

$24.04

Annual div

$0.68

5Y div CAGR

17.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.7K

Annual income

$2,112.83

Full CVLY calculator →

JNJ

Johnson & Johnson

● Live price

3.36%

Share price

$147.50

Annual div

$4.96

5Y div CAGR

5.8%

Payout ratio

55%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$827.78

Full JNJ calculator →

Portfolio growth — CVLY vs JNJ

📍 CVLY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CVLY	JNJ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CVLY + JNJ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CVLY pays

JNJ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CVLY

Annual income on $10K today (after 15% tax)

$240.43/yr

After 10yr DRIP, annual income (after tax)

$1,795.91/yr

JNJ

Annual income on $10K today (after 15% tax)

$285.83/yr

After 10yr DRIP, annual income (after tax)

$703.61/yr

At 15% tax rate, CVLY beats the other by $1,092.29/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CVLY + JNJ for your $10,000?

CVLY: 50%JNJ: 50%

100% JNJ50/50100% CVLY

Portfolio after 10yr

$25.8K

Annual income

$1,470.31/yr

Blended yield

5.69%

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Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

CVLY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-0.5

Piotroski

6/9

JNJ

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$228.73

+55.1% upside vs current

Range: $190.00 — $265.00

Altman Z

5.2

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CVLY buys

JNJ buys

No recent congressional trades found for CVLY or JNJ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCVLYJNJ

Forward yield	2.83%	3.36% ✓
Annual dividend / share	$0.68	$4.96 ✓
Payout ratio	50% ✓	55%
1-year div growth	0%	4.2% ✓
5-year div CAGR	17.4% ✓	5.8%
Portfolio after 10y	$31.7K ✓	$20.0K
Annual income after 10y	$2,112.83 ✓	$827.78
Total dividends collected	$9.7K ✓	$5.6K
Payment frequency	quarterly	quarterly
Sector	Stock	Healthcare
Analyst consensus	Buy	Buy

Year-by-year: CVLY vs JNJ ($10,000, DRIP)

Year	CVLY Portfolio	CVLY Income/yr	JNJ Portfolio	JNJ Income/yr	Gap
1← crossover	$11,032	$332.08	$10,676	$355.77	+$356.00 → CVLY
2	$12,206	$401.96	$11,407	$389.39	+$799.00 → CVLY
3	$13,549	$487.97	$12,198	$426.53	+$1.4K → CVLY
4	$15,091	$594.28	$13,056	$467.62	+$2.0K → CVLY
5	$16,874	$726.29	$13,987	$513.12	+$2.9K → CVLY
6	$18,946	$891.01	$14,998	$563.56	+$3.9K → CVLY
7	$21,370	$1,097.67	$16,098	$619.52	+$5.3K → CVLY
8	$24,225	$1,358.44	$17,295	$681.69	+$6.9K → CVLY
9	$27,610	$1,689.56	$18,599	$750.82	+$9.0K → CVLY
10	$31,655	$2,112.83	$20,022	$827.78	+$11.6K → CVLY

CVLY vs JNJ: Complete Analysis 2026

CVLY — Stock

Codorus Valley Bancorp, Inc. operates as the bank holding company for the PeoplesBank that provides community banking services. The company accepts demand, money market, time, and savings deposits, as well as certificates of deposit. It also offers commercial loans, such as builder and developer, commercial and residential real estate investor, hotel/motel, wholesale and retail, agriculture, manufacturing, and other loans; consume loans, including residential mortgage, home equity, and others. In addition, the company provides mortgage and wealth management services; and sells non-deposit investment products. It operates through twenty-five full service financial centers located in South Central Pennsylvania and Central Maryland. The company was founded in 1864 and is headquartered in York, Pennsylvania.

Full CVLY Calculator →

JNJ — Healthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.