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CVLY vs MRK: Dividend Comparison 2026

CVLY yields 2.83% · MRK yields 2.76%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MRK wins by $25.1K in total portfolio value
10 years
CVLY
CVLY
● Live price
2.83%
Share price
$24.04
Annual div
$0.68
5Y div CAGR
17.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.7K
Annual income
$2,112.83
Full CVLY calculator →
MRK
Merck & Co. Inc.
● Live price
2.76%
Share price
$120.31
Annual div
$3.32
5Y div CAGR
32.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.8K
Annual income
$9,798.13
Full MRK calculator →

Portfolio growth — CVLY vs MRK

📍 MRK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCVLYMRK
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CVLY + MRK cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CVLY pays
MRK pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CVLY
Annual income on $10K today (after 15% tax)
$240.43/yr
After 10yr DRIP, annual income (after tax)
$1,795.91/yr
MRK
Annual income on $10K today (after 15% tax)
$234.56/yr
After 10yr DRIP, annual income (after tax)
$8,328.41/yr
At 15% tax rate, MRK beats the other by $6,532.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CVLY + MRK for your $10,000?

CVLY: 50%MRK: 50%
100% MRK50/50100% CVLY
Portfolio after 10yr
$44.2K
Annual income
$5,955.49/yr
Blended yield
13.47%
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Analyst Conviction Gap

Where Wall Street is most bullish on MRK right now

CVLY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.5
Piotroski
6/9
MRK
Analyst Ratings
25
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$128.54
+6.8% upside vs current
Range: $100.00 — $150.00
Altman Z
4.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CVLY buys
0
MRK buys
0
No recent congressional trades found for CVLY or MRK in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCVLYMRK
Forward yield2.83%2.76%
Annual dividend / share$0.68$3.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR17.4%32.7%
Portfolio after 10y$31.7K$56.8K
Annual income after 10y$2,112.83$9,798.13
Total dividends collected$9.7K$28.9K
Payment frequencyquarterlyquarterly
SectorStockHealthcare
Analyst consensusBuyBuy

Year-by-year: CVLY vs MRK ($10,000, DRIP)

YearCVLY PortfolioCVLY Income/yrMRK PortfolioMRK Income/yrGap
1← crossover$11,032$332.08$11,206$366.19$174.00MRK
2$12,206$401.96$12,650$502.35$444.00MRK
3$13,549$487.97$14,407$694.19$858.00MRK
4$15,091$594.28$16,585$967.82$1.5KMRK
5$16,874$726.29$19,342$1,363.89$2.5KMRK
6$18,946$891.01$22,913$1,947.19$4.0KMRK
7$21,370$1,097.67$27,662$2,823.89$6.3KMRK
8$24,225$1,358.44$34,159$4,173.35$9.9KMRK
9$27,610$1,689.56$43,337$6,308.80$15.7KMRK
10$31,655$2,112.83$56,776$9,798.13$25.1KMRK

CVLY vs MRK: Complete Analysis 2026

CVLYStock

Codorus Valley Bancorp, Inc. operates as the bank holding company for the PeoplesBank that provides community banking services. The company accepts demand, money market, time, and savings deposits, as well as certificates of deposit. It also offers commercial loans, such as builder and developer, commercial and residential real estate investor, hotel/motel, wholesale and retail, agriculture, manufacturing, and other loans; consume loans, including residential mortgage, home equity, and others. In addition, the company provides mortgage and wealth management services; and sells non-deposit investment products. It operates through twenty-five full service financial centers located in South Central Pennsylvania and Central Maryland. The company was founded in 1864 and is headquartered in York, Pennsylvania.

Full CVLY Calculator →

MRKHealthcare

Merck & Co., Inc. operates as a healthcare company worldwide. It operates through two segments, Pharmaceutical and Animal Health. The Pharmaceutical segment offers human health pharmaceutical products in the areas of oncology, hospital acute care, immunology, neuroscience, virology, cardiovascular, and diabetes, as well as vaccine products, such as preventive pediatric, adolescent, and adult vaccines. The Animal Health segment discovers, develops, manufactures, and markets veterinary pharmaceuticals, vaccines, and health management solutions and services, as well as digitally connected identification, traceability, and monitoring products. It serves drug wholesalers and retailers, hospitals, and government agencies; managed health care providers, such as health maintenance organizations, pharmacy benefit managers, and other institutions; and physicians and physician distributors, veterinarians, and animal producers. The company has collaborations with AstraZeneca PLC; Bayer AG; Eisai Co., Ltd.; Ridgeback Biotherapeutics; and Gilead Sciences, Inc. to jointly develop and commercialize long-acting treatments in HIV. Merck & Co., Inc. was founded in 1891 and is headquartered in Kenilworth, New Jersey.

Full MRK Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.