HomeCompareCVTGF vs BTI

CVTGF vs BTI: Dividend Comparison 2026

CVTGF yields 1.32% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CVTGF wins by $85.0K in total portfolio value· pulled ahead in Year 6
10 years
CVTGF
CVTGF
● Live price
1.32%
Share price
$49.00
Annual div
$0.65
5Y div CAGR
60%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$122.7K
Annual income
$52,188.01
Full CVTGF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — CVTGF vs BTI

📍 CVTGF pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCVTGFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CVTGF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CVTGF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CVTGF
Annual income on $10K today (after 15% tax)
$112.55/yr
After 10yr DRIP, annual income (after tax)
$44,359.81/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, CVTGF beats the other by $41,991.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CVTGF + BTI for your $10,000?

CVTGF: 50%BTI: 50%
100% BTI50/50100% CVTGF
Portfolio after 10yr
$80.2K
Annual income
$27,487.33/yr
Blended yield
34.27%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CVTGF
No analyst data
Altman Z
5.5
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CVTGF buys
0
BTI buys
0
No recent congressional trades found for CVTGF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCVTGFBTI
Forward yield1.32%5.38%
Annual dividend / share$0.65$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR60%11.3%
Portfolio after 10y$122.7K$37.7K
Annual income after 10y$52,188.01$2,786.64
Total dividends collected$96.1K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CVTGF vs BTI ($10,000, DRIP)

YearCVTGF PortfolioCVTGF Income/yrBTI PortfolioBTI Income/yrGap
1$10,912$211.86$11,299$598.92$387.00BTI
2$12,021$345.69$12,794$703.91$773.00BTI
3$13,432$569.48$14,518$829.07$1.1KBTI
4$15,324$951.52$16,513$978.64$1.2KBTI
5$18,020$1,623.21$18,827$1,157.84$807.00BTI
6← crossover$22,136$2,854.25$21,518$1,373.12+$618.00CVTGF
7$28,928$5,242.83$24,657$1,632.46+$4.3KCVTGF
8$41,198$10,245.36$28,329$1,945.74+$12.9KCVTGF
9$65,901$21,818.47$32,637$2,325.33+$33.3KCVTGF
10$122,702$52,188.01$37,708$2,786.64+$85.0KCVTGF

CVTGF vs BTI: Complete Analysis 2026

CVTGFStock

Clairvest Group Inc. is a private equity firm specializing in mid-market, growth equity investments, growth capital, buyouts, and consolidating industries and add-on acquisitions. It seeks to invest in small and mid-sized gaming and casino, local market gaming, healthcare, equipment rental, facility services, oilfield services, waste management, business services, consumer services, aerospace, automotive aftermarket, collision repair, food, beverage and co-packing, defense, document management, warranty, contact manufacturing, environmental services, rental services, residential HVAC services, healthcare services, multiunit healthcare, insurance services, IT services, logistics and transportation, mining services, packaging, pest control, specialty aviation, education, software (mature), textile rental, utility services, water, building products, government services, industrial distribution and services, information technology and information services, media and marketing, non-destructive testing, renewable energy, property management, and restaurants. The firm typically invests in companies based in North America including United States and Canada. It seeks to make equity investments between CAD$25 million ($19.53 million) and CAD$100 million ($78.14 million) in its portfolio company with EBITDA between CAD$5 million ($3.81 million) and CAD$50 million ($39.07 million). The firm does not require majority stake and takes controlling or minority investments. It invests its own capital and seeks to take a board seat on its portfolio companies. The firm also makes co-investments. The firm typically exits its investments through market share offering, a strategic sale or sale to a financial buyer. Clairvest Group Inc. was founded in 1987 and is based in Toronto, Canada.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.