HomeCompareCVX vs UNP

CVX vs UNP: Dividend Comparison 2026

CVX yields 3.28% · UNP yields 2.29%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UNP wins by $20.7K in total portfolio value· pulled ahead in Year 8
10 years
CVX
Chevron Corporation
● Live price
3.28%
Share price
$210.76
Annual div
$6.91
5Y div CAGR
24.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.2K
Annual income
$4,937.38
Full CVX calculator →
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →

Portfolio growth — CVX vs UNP

📍 UNP pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCVXUNP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CVX + UNP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CVX pays
UNP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CVX
Annual income on $10K today (after 15% tax)
$278.68/yr
After 10yr DRIP, annual income (after tax)
$4,196.77/yr
UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
At 15% tax rate, UNP beats the other by $11,506.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CVX + UNP for your $10,000?

CVX: 50%UNP: 50%
100% UNP50/50100% CVX
Portfolio after 10yr
$59.6K
Annual income
$11,706.14/yr
Blended yield
19.65%
📊

Analyst Conviction Gap

Where Wall Street is split right now

CVX
Analyst Ratings
32
Buy
16
Hold
4
Sell
Consensus: Buy
Price Target
$184.54
-12.4% upside vs current
Range: $160.00 — $212.00
Altman Z
3.6
Piotroski
5/9
UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CVX buys
0
UNP buys
7
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-02-19
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-11-13
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$50,001 - $100,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Ro Khanna🏢 House$UNP▼ Sell$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$UNP▲ Buy$15,001 - $50,0002025-08-26
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCVXUNP
Forward yield3.28%2.29%
Annual dividend / share$6.91$5.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR24.1%40.9%
Portfolio after 10y$49.2K$69.9K
Annual income after 10y$4,937.38$18,474.89
Total dividends collected$18.4K$44.9K
Payment frequencyquarterlyquarterly
SectorEnergyStock
Analyst consensusBuyBuy
Analyst price target$184.54$276.57

Year-by-year: CVX vs UNP ($10,000, DRIP)

YearCVX PortfolioCVX Income/yrUNP PortfolioUNP Income/yrGap
1$11,387$406.88$11,023$322.76+$364.00CVX
2$13,026$523.64$12,263$468.48+$763.00CVX
3$14,980$677.06$13,808$686.31+$1.2KCVX
4$17,328$880.00$15,792$1,017.59+$1.5KCVX
5$20,177$1,150.51$18,430$1,532.54+$1.7KCVX
6$23,668$1,514.12$22,075$2,355.20+$1.6KCVX
7$27,995$2,007.45$27,335$3,714.82+$660.00CVX
8← crossover$33,422$2,683.68$35,306$6,057.38$1.9KUNP
9$40,319$3,621.22$48,080$10,302.43$7.8KUNP
10$49,208$4,937.38$69,920$18,474.89$20.7KUNP

CVX vs UNP: Complete Analysis 2026

CVXEnergy

Chevron Corporation, through its subsidiaries, engages in integrated energy and chemicals operations worldwide. The company operates in two segments, Upstream and Downstream. The Upstream segment is involved in the exploration, development, production, and transportation of crude oil and natural gas; processing, liquefaction, transportation, and regasification associated with liquefied natural gas; transportation of crude oil through pipelines; and transportation, storage, and marketing of natural gas, as well as operates a gas-to-liquids plant. The Downstream segment engages in refining crude oil into petroleum products; marketing crude oil, refined products, and lubricants; manufacturing and marketing of renewable fuels; transporting crude oil and refined products by pipeline, marine vessel, motor equipment, and rail car; and manufacturing and marketing of commodity petrochemicals, plastics for industrial uses, and fuel and lubricant additives. It is also involved in the cash management and debt financing activities; insurance operations; real estate activities; and technology businesses. The company was formerly known as ChevronTexaco Corporation and changed its name to Chevron Corporation in 2005. Chevron Corporation was founded in 1879 and is based in San Ramon, California.

Full CVX Calculator →

UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

Full UNP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.