Is CWSRF or XYLD a better dividend investment in 2026?

CWSRF currently yields 3.14% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CWSRF and XYLD?

CWSRF has a forward dividend yield of 3.14% ($0.44/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 8.06 percentage points.

Home › Compare › CWSRF vs XYLD

CWSRF vs XYLD: Dividend Comparison 2026

CWSRF yields 3.14% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CWSRF wins by $231.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

CWSRF

● Live price

3.14%

Share price

$14.05

Annual div

$0.44

5Y div CAGR

5.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.1K

Annual income

$674.33

Full CWSRF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CWSRF vs XYLD

📍 CWSRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CWSRF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CWSRF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CWSRF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CWSRF

Annual income on $10K today (after 15% tax)

$267.16/yr

After 10yr DRIP, annual income (after tax)

$573.18/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,275.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CWSRF + XYLD for your $10,000?

CWSRF: 50%XYLD: 50%

100% XYLD50/50100% CWSRF

Portfolio after 10yr

$26.0K

Annual income

$2,012.68/yr

Blended yield

7.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CWSRF buys

XYLD buys

No recent congressional trades found for CWSRF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCWSRFXYLD

Forward yield	3.14%	11.20% ✓
Annual dividend / share	$0.44	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	5.2% ✓	0%
Portfolio after 10y	$26.1K ✓	$25.9K
Annual income after 10y	$674.33	$3,351.03 ✓
Total dividends collected	$4.9K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CWSRF vs XYLD ($10,000, DRIP)

Year	CWSRF Portfolio	CWSRF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,031	$330.65	$10,840	$1,120.44	+$191.00 → CWSRF
2	$12,161	$358.59	$11,786	$1,249.59	+$375.00 → CWSRF
3	$13,401	$388.70	$12,854	$1,397.78	+$547.00 → CWSRF
4	$14,761	$421.13	$14,063	$1,568.33	+$698.00 → CWSRF
5	$16,250	$456.04	$15,434	$1,765.19	+$816.00 → CWSRF
6	$17,881	$493.60	$16,995	$1,993.14	+$886.00 → CWSRF
7	$19,667	$534.01	$18,777	$2,257.95	+$890.00 → CWSRF
8	$21,621	$577.46	$20,818	$2,566.58	+$803.00 → CWSRF
9	$23,758	$624.16	$23,163	$2,927.50	+$595.00 → CWSRF
10	$26,096	$674.33	$25,865	$3,351.03	+$231.00 → CWSRF

CWSRF vs XYLD: Complete Analysis 2026

CWSRF — Stock

Chartwell is an unincorporated, open-ended real estate trust which indirectly owns and operates a complete range of seniors housing communities, from independent supportive living through assisted living to long term care. It is the largest operator in the Canadian seniors living sector with over 200 quality retirement communities in four provinces including properties under development. Chartwell is committed to its vision of Making People's Lives BETTER and to providing a happier, healthier and more fulfilling life experience for its residents.

Full CWSRF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.