HomeCompareCZAVF vs VYM

CZAVF vs VYM: Dividend Comparison 2026

CZAVF yields 4.02% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CZAVF wins by $101.9K in total portfolio value
10 years
CZAVF
CZAVF
● Live price
4.02%
Share price
$54.95
Annual div
$2.21
5Y div CAGR
38.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$129.7K
Annual income
$45,149.50
Full CZAVF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CZAVF vs VYM

📍 CZAVF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCZAVFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CZAVF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CZAVF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CZAVF
Annual income on $10K today (after 15% tax)
$341.31/yr
After 10yr DRIP, annual income (after tax)
$38,377.08/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, CZAVF beats the other by $38,140.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CZAVF + VYM for your $10,000?

CZAVF: 50%VYM: 50%
100% VYM50/50100% CZAVF
Portfolio after 10yr
$78.8K
Annual income
$22,714.02/yr
Blended yield
28.84%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CZAVF buys
0
VYM buys
0
No recent congressional trades found for CZAVF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCZAVFVYM
Forward yield4.02%2.41%
Annual dividend / share$2.21$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR38.6%0%
Portfolio after 10y$129.7K$27.8K
Annual income after 10y$45,149.50$278.55
Total dividends collected$99.8K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CZAVF vs VYM ($10,000, DRIP)

YearCZAVF PortfolioCZAVF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,257$556.54$11,151$241.44+$106.00CZAVF
2$12,856$811.49$12,413$246.79+$443.00CZAVF
3$14,956$1,200.51$13,794$251.79+$1.2KCZAVF
4$17,812$1,809.11$15,306$256.47+$2.5KCZAVF
5$21,850$2,790.88$16,960$260.84+$4.9KCZAVF
6$27,814$4,434.58$18,768$264.92+$9.0KCZAVF
7$37,073$7,312.15$20,745$268.71+$16.3KCZAVF
8$52,293$12,624.64$22,905$272.24+$29.4KCZAVF
9$79,020$23,066.46$25,265$275.51+$53.8KCZAVF
10$129,701$45,149.50$27,842$278.55+$101.9KCZAVF

CZAVF vs VYM: Complete Analysis 2026

CZAVFStock

CEZ, a. s., an electricity generation company, engages in the production, distribution, trade, and sale of electricity and heat in Western, Central, and Southeastern Europe. The company operates through four segments: Generation, Distribution, Sales, and Mining. It operates two nuclear plants, sixteen hydroelectric plants, one combined cycle gas turbine plant, and eight fossil fuel plants in the Czech Republic. The company also operates various fossil fuel, hydro, wind, solar, gas, biogas, and biomass power plants in the Czech Republic; eleven wind power plants in Germany; and two fossil fuel plants and two hydroelectric plants in Poland. In addition, it is involved in the trade and sale of natural gas; mining of coal; quarrying and processing of construction aggregates and limestones; commodity trading business; and provision of energy services. Further, the company holds interest in the lithium ore mining project in Cínovec. CEZ, a. s. was incorporated in 1992 and is headquartered in Prague, the Czech Republic.

Full CZAVF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.