Is CZBC or STAG a better dividend investment in 2026?

CZBC currently yields 1.47% with a 5% 5-year dividend growth rate. STAG yields 3.44% with 1% growth. The better choice depends on your goal: STAG offers higher current income.

What is the dividend yield difference between CZBC and STAG?

CZBC has a forward dividend yield of 1.47% ($0.20/share annually). STAG yields 3.44% ($1.24/share annually). The yield gap is 1.97 percentage points.

Home › Compare › CZBC vs STAG

CZBC vs STAG: Dividend Comparison 2026

CZBC yields 1.47% · STAG yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CZBC wins by $1.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CZBC

● Live price

1.47%

Share price

$13.64

Annual div

$0.20

5Y div CAGR

-31.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.2K

Annual income

$3.52

Full CZBC calculator →

STAG

STAG Industrial Inc.

● Live price

3.44%

Share price

$36.09

Annual div

$1.24

5Y div CAGR

0.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$18.3K

Annual income

$462.22

Full STAG calculator →

Portfolio growth — CZBC vs STAG

📍 CZBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CZBC	STAG
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CZBC + STAG cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CZBC pays

STAG pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CZBC

Annual income on $10K today (after 15% tax)

$124.63/yr

After 10yr DRIP, annual income (after tax)

$2.99/yr

STAG

Annual income on $10K today (after 15% tax)

$292.45/yr

After 10yr DRIP, annual income (after tax)

$392.89/yr

At 15% tax rate, STAG beats the other by $389.90/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CZBC + STAG for your $10,000?

CZBC: 50%STAG: 50%

100% STAG50/50100% CZBC

Portfolio after 10yr

$19.3K

Annual income

$232.87/yr

Blended yield

1.21%

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Analyst Conviction Gap

Where Wall Street is most bullish on STAG right now

CZBC

No analyst data

Altman Z

0.2

Piotroski

4/9

STAG

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$45.00

+24.7% upside vs current

Range: $39.00 — $59.00

Altman Z

1.2

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CZBC buys

STAG buys

No recent congressional trades found for CZBC or STAG in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCZBCSTAG

Forward yield	1.47%	3.44% ✓
Annual dividend / share	$0.20	$1.24 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-31.3%	0.3% ✓
Portfolio after 10y	$20.2K ✓	$18.3K
Annual income after 10y	$3.52	$462.22 ✓
Total dividends collected	$318.00 ✓	$4.0K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: CZBC vs STAG ($10,000, DRIP)

Year	CZBC Portfolio	CZBC Income/yr	STAG Portfolio	STAG Income/yr	Gap
1← crossover	$10,801	$100.73	$10,665	$345.09	+$136.00 → CZBC
2	$11,627	$69.86	$11,364	$357.70	+$263.00 → CZBC
3	$12,489	$48.28	$12,098	$370.43	+$391.00 → CZBC
4	$13,396	$33.30	$12,869	$383.28	+$527.00 → CZBC
5	$14,357	$22.93	$13,677	$396.23	+$680.00 → CZBC
6	$15,378	$15.78	$14,524	$409.27	+$854.00 → CZBC
7	$16,465	$10.85	$15,411	$422.41	+$1.1K → CZBC
8	$17,625	$7.46	$16,339	$435.61	+$1.3K → CZBC
9	$18,864	$5.13	$17,311	$448.89	+$1.6K → CZBC
10	$20,188	$3.52	$18,327	$462.22	+$1.9K → CZBC

CZBC vs STAG: Complete Analysis 2026

CZBC — Stock

Citizens Bancorp operates as the holding company for Citizens Bank that provides various banking products and services to individuals and businesses. The company accepts personal and business checking and savings accounts. Its loan products include personal loans, such as personal lines of credit, credit cards, savings or CD secured loans, home equity lines of credit, property improvement loans, auto loans/recreational vehicle loans, and other personal loans; business loans comprising real estate loans, agricultural loans, equipment loans, inventory loans, working capital lines of credit, letters of credit, government sponsored loans, and other business loans; and mortgage loans. The company also provides online and mobile banking, merchant, bill pay, order check, merchant, remote deposit capture, and other financial services. It operates 15 branches in Benton, Clackamas, Lane, Linn, Marion, Polk, Washington, and Yamhill counties in Oregon. Citizens Bancorp was founded in 1957 and is headquartered in Corvallis, Oregon.

Full CZBC Calculator →

STAG — REIT

STAG Industrial, Inc. (NYSE: STAG) is a real estate investment trust focused on the acquisition and operation of single-tenant, industrial properties throughout the United States. By targeting this type of property, STAG has developed an investment strategy that helps investors find a powerful balance of income plus growth.

Full STAG Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.