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Citizens Bancorp Β· OTC
Price: $15.32 Β· Annual div: $0.2000/share Β· Frequency: annual Β· Payout ratio: 48% Β· Ex-div: 2025-12-12
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2025-12-12Latest | 2026-01-09 | $0.2000 | 5.28% | $9.85 |
| 2024-12-13 | 2025-01-10 | $0.3200 | 3.06% | $10.45 |
| 2023-12-11 | 2024-01-12 | $0.3500 | 2.94% | $11.89 |
| 2022-12-01 | 2023-01-06 | $0.4200 | 8.51% | $11.40 |
| 2021-12-02 | 2022-01-07 | $0.5500 | 5.45% | $16.70 |
| 2020-12-04 | 2021-01-08 | $0.3600 | β | β |
| 2019-12-05 | 2020-01-08 | $0.6000 | β | β |
| 2018-12-04 | 2019-01-09 | $0.5000 | β | β |
| 2017-12-01 | 2018-01-05 | $0.3700 | β | β |
| 2016-11-28 | 2017-01-06 | $0.3300 | β | β |
| 2015-11-27 | 2016-01-08 | $0.3000 | β | β |
| 2014-11-24 | 2015-01-09 | $0.3500 | β | β |
| 2013-12-04 | 2014-01-10 | $0.3636 | β | β |
| 2012-12-31 | β | $0.3182 | β | β |
| 2012-01-04 | 2012-01-13 | $0.3182 | β | β |
| 2010-12-21 | 2011-01-10 | $0.2909 | β | β |
| 2009-12-23 | 2010-01-15 | $0.2727 | β | β |
| 2008-12-24 | 2009-01-12 | $0.4546 | β | β |
| 2008-01-23 | 2008-01-31 | $0.4546 | β | β |
| 2006-12-27 | 2007-01-10 | $0.3907 | β | β |
| 2005-11-22 | 2006-01-10 | $0.3757 | β | β |
| 2004-11-18 | 2005-01-10 | $0.3456 | β | β |
| 2004-01-02 | 2004-01-15 | $0.3456 | β | β |
| 2002-11-14 | 2003-01-10 | $0.3074 | β | β |
| 2001-11-13 | β | $0.2527 | β | β |
| 2000-12-26 | 2001-01-12 | $0.2459 | β | β |
| 2000-01-19 | β | $0.2459 | β | β |
Citizens Bancorp, the parent company of Citizens Bank, delivers a comprehensive array of financial products and services catering to both individual consumers and corporate clients. Its offerings include various checking and savings accounts for personal and business use. The institution provides diverse lending solutions, such as consumer loans like personal lines of credit, credit cards, loans secured by deposits, home equity lines, financing for property enhancements, and vehicle loans (for automobiles and recreational vehicles). For businesses, it extends credit through real estate loans, agricultural financing, equipment and inventory loans, working capital lines, letters of credit, and government-backed programs. Residential mortgage options are also available. Furthermore, Citizens Bank offers modern banking conveniences, including online and mobile banking platforms, merchant services, bill payment, check ordering, and remote deposit capture. The company operates 15 branches situated across Benton, Clackamas, Lane, Linn, Marion, Polk, Washington, and Yamhill counties within Oregon. Founded in 1957, Citizens Bancorp maintains its primary office in Corvallis, Oregon.
Forward dividend yield from the latest data Β· open any DRIP calculator
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Real after-tax yield depends on where you live and how you hold CZBC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| πΊπΈ Roth IRA / 401k | 0% | 1.31% | -1.49% | $131 / yr |
| πΊπΈ US Taxable (15%) β | 15% | 1.11% | -1.69% | $111 / yr |
| πΊπΈ US Taxable (20%) | 20% | 1.05% | -1.75% | $105 / yr |
| π¬π§ UK ISA | 0% | 1.31% | -1.49% | $131 / yr |
| π¬π§ UK Taxable | 8.75% | 1.20% | -1.60% | $120 / yr |
| π¨π¦ TFSA | 0% | 1.31% | -1.49% | $131 / yr |
| π¨π¦ CA Taxable | 25% | 0.98% | -1.82% | $98 / yr |
| π¦πΊ Super (pension) | 15% | 1.11% | -1.69% | $111 / yr |
| π¦πΊ AU Taxable | 30% | 0.92% | -1.88% | $92 / yr |
| π©πͺ DE Taxable | 26.375% | 0.96% | -1.84% | $96 / yr |
| π«π· FR Taxable | 30% | 0.92% | -1.88% | $92 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.20/share/yr Β· πΊπΈ US Taxable (15%) Β· static projection (no growth assumed).
CZBC pays annually β 1 payment per year.
How CZBC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024β2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CZBC sourced from FMP /financial-growth endpoint β real data, not estimates.
Compare CZBC with peers: CZBC vs BBBK Β· CZBC vs CBWA Β· CZBC vs CCBC
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores β lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CZBC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer β
Citizens Bancorp (CZBC) is currently trading at $15.32, 7% below its 52-week high. The current dividend yield is 1.31% based on an annual payout of $0.2000 per share.
Citizens Bancorp (CZBC) is a financial services stock currently trading at $15.32 with a dividend yield of 1.31%. It pays an annual dividend of $0.2000 per share. The payout ratio of 48% suggests the dividend is well-covered by earnings. Over the past 5 years, CZBC's dividend has declined at an average rate of 7.2% a year.
Auto-generated from live market data. For educational purposes only β not financial advice.
News aggregated from public sources via Finnhub & RSS. For informational purposes only.
Illustrative examples of common use cases, written by the DividendFlow team β not customer reviews.
CZBC (Citizens Bancorp) has a dividend yield of 1.31%, based on an annual dividend of $0.2000 per share and a price of $15.32. Over the last 12 months it paid $0.2000 per share β a trailing yield of 1.31%. Dividends are paid annual.
Yield history: over the last 5 payments, CZBC's 12-month yield ranged from 2.94% to 8.51%. Full CZBC dividend history β
With dividends reinvested, a CZBC position grows its share count by about 1.20% in the first year at today's price and yield.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 7.81 | 660.55 | $121 | $10,271 | 1.21% |
| 3 | 6.71 | 674.49 | $107 | $10,805 | 1.07% |
| 5 | 5.74 | 686.44 | $95 | $11,329 | 0.95% |
| 10 | 3.84 | 709.16 | $68 | $12,609 | 0.68% |
| 20 | 1.66 | 734.17 | $34 | $15,149 | 0.34% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work β
CZBC (Citizens Bancorp) has a dividend yield of 1.31%, based on an annual dividend of $0.2000 per share and a price of $15.32. Over the last 12 months it paid $0.2000 per share β a trailing yield of 1.31%. Dividends are paid annual.
$10,000 in CZBC at a 1.31% yield pays about $131 a year ($11 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a CZBC position grows its share count by about 1.20% in the first year at today's price and yield.
Enter your starting amount, monthly contribution and time horizon in the CZBC DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
CZBC's next ex-dividend date has not been announced yet; the most recent one was 2025-12-12. CZBC pays dividends annual. Buy before the ex-dividend date to receive the next payment.
CZBC's dividend changed -37.5% over the last year and -7.2% a year on average over five years.
CZBC pays out 48% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
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