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HBSI DRIP Calculator & Dividend Yield 2026
4.04% YieldFinancial ServicesHighlands Bankshares, Inc. · OTC
Price: $47.00 · Annual div: $1.90/share · Frequency: quarterly · Payout ratio: 43% · Ex-div: 2026-10-23
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Annual dividend income growth
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🎯 When HBSI pays your bills
Year your monthly dividend income covers each expense (based on current settings)
HBSI Dividend History — Last 80 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-10-23Latest | 2026-10-30 | $0.4800 | 4.92% | $47.80 |
| 2026-07-27 | 2026-07-31 | $0.4800 | 4.16% | $45.00 |
| 2026-04-24 | 2026-05-01 | $0.4700 | 5.03% | $45.50 |
| 2026-02-20 | 2026-02-27 | $0.4700 | 5.13% | $44.25 |
| 2025-10-24 | 2025-11-01 | $0.4500 | 5.56% | $39.95 |
| 2025-07-18 | 2025-08-01 | $0.4500 | 6.42% | $34.13 |
| 2025-04-25 | 2025-05-02 | $0.4500 | 5.05% | $34.45 |
| 2025-02-24 | 2025-02-28 | $0.4500 | 5.21% | $32.83 |
| 2024-10-25 | 2024-11-01 | $0.4200 | 5.60% | $30.00 |
| 2024-07-29 | 2024-08-02 | $0.4200 | 4.70% | $35.75 |
| 2024-04-25 | 2024-05-03 | $0.4200 | 4.82% | $35.50 |
| 2024-02-23 | 2024-03-01 | $0.4200 | 5.69% | $38.50 |
| 2023-10-26 | 2023-11-03 | $0.4200 | 5.38% | $41.30 |
| 2023-07-27 | 2023-08-04 | $0.4500 | 5.26% | $42.75 |
| 2023-04-26 | 2023-05-04 | $0.4500 | 5.29% | $42.57 |
| 2023-02-24 | 2023-03-06 | $0.4500 | 4.19% | $43.00 |
| 2022-10-27 | 2022-11-04 | $0.4500 | 6.16% | $43.86 |
| 2022-07-28 | 2022-08-05 | $0.4500 | 6.10% | $43.75 |
| 2022-04-28 | 2022-05-06 | $0.4500 | 5.96% | $43.98 |
| 2022-02-24 | 2022-03-04 | $0.4500 | 5.17% | $42.00 |
| 2022-02-17 | — | $0.4500 | 5.05% | $42.00 |
| 2021-10-28 | 2021-11-04 | $0.4500 | 5.38% | $38.50 |
| 2021-07-29 | 2021-08-06 | $0.4200 | 4.27% | $37.95 |
| 2021-04-29 | 2021-05-07 | $0.4000 | 4.57% | $35.00 |
| 2021-02-18 | 2021-02-26 | $0.4000 | 6.00% | $35.00 |
| 2020-10-29 | 2020-11-06 | $0.4000 | — | — |
| 2020-07-29 | 2020-08-06 | $0.4000 | — | — |
| 2020-04-29 | 2020-05-07 | $0.4500 | — | — |
| 2020-02-21 | 2020-02-28 | $0.4500 | — | — |
| 2019-10-24 | 2019-11-01 | $0.4500 | — | — |
| 2019-07-25 | 2019-08-02 | $0.4500 | — | — |
| 2019-04-25 | 2019-05-03 | $0.4500 | — | — |
| 2019-02-21 | 2019-03-01 | $0.4500 | — | — |
| 2018-10-25 | 2018-11-02 | $0.4500 | — | — |
| 2018-07-26 | 2018-08-03 | $0.4500 | — | — |
| 2018-04-26 | 2018-05-04 | $0.4500 | — | — |
| 2018-02-22 | 2018-03-02 | $0.3000 | — | — |
| 2017-10-30 | 2017-11-07 | $0.3000 | — | — |
| 2017-07-26 | 2017-08-04 | $0.2800 | — | — |
| 2017-04-26 | 2017-05-05 | $0.2800 | — | — |
| 2017-03-01 | 2017-03-10 | $0.2800 | — | — |
| 2016-10-27 | 2016-11-07 | $0.2800 | — | — |
| 2016-07-27 | 2016-08-05 | $0.2800 | — | — |
| 2016-04-27 | 2016-05-06 | $0.2600 | — | — |
| 2016-02-24 | 2016-03-04 | $0.2600 | — | — |
| 2015-10-28 | 2015-11-06 | $0.2500 | — | — |
| 2015-07-29 | 2015-08-11 | $0.2500 | — | — |
| 2015-04-28 | 2015-05-08 | $0.2500 | — | — |
| 2015-02-25 | 2015-03-06 | $0.2500 | — | — |
| 2014-10-29 | 2014-11-07 | $0.2500 | — | — |
| 2014-07-29 | 2014-08-11 | $0.1900 | — | — |
| 2014-04-28 | 2014-05-09 | $0.1500 | — | — |
| 2014-02-21 | 2014-03-07 | $0.1500 | — | — |
| 2013-10-29 | 2013-11-08 | $0.1000 | — | — |
| 2013-07-25 | 2013-08-09 | $0.1000 | — | — |
| 2013-04-19 | 2013-05-10 | $0.1000 | — | — |
| 2013-02-21 | 2013-03-07 | $0.1000 | — | — |
| 2012-10-29 | 2012-11-16 | $0.1000 | — | — |
| 2012-07-27 | 2012-08-10 | $0.1000 | — | — |
| 2012-04-26 | 2012-05-11 | $0.1000 | — | — |
| 2011-04-28 | 2011-05-13 | $0.2000 | — | — |
| 2011-01-27 | 2011-02-11 | $0.2500 | — | — |
| 2010-11-15 | — | $0.2500 | — | — |
| 2010-07-29 | 2010-08-13 | $0.2500 | — | — |
| 2010-04-29 | 2010-05-14 | $0.2700 | — | — |
| 2010-01-28 | 2010-02-12 | $0.2700 | — | — |
| 2009-10-29 | 2009-11-16 | $0.2900 | — | — |
| 2009-07-30 | 2009-08-15 | $0.2900 | — | — |
| 2009-04-30 | 2009-05-15 | $0.2900 | — | — |
| 2009-01-29 | 2009-02-13 | $0.2900 | — | — |
| 2008-10-30 | 2008-11-17 | $0.2700 | — | — |
| 2008-07-30 | 2008-08-15 | $0.2700 | — | — |
| 2008-04-29 | 2008-05-15 | $0.2700 | — | — |
| 2008-01-30 | 2008-02-15 | $0.2700 | — | — |
| 2007-10-31 | 2007-11-15 | $0.2500 | — | — |
| 2007-08-01 | 2007-08-15 | $0.2500 | — | — |
| 2007-04-27 | 2007-05-15 | $0.2500 | — | — |
| 2007-01-30 | 2007-02-15 | $0.2500 | — | — |
| 2006-11-29 | 2006-12-15 | $0.2500 | — | — |
| 2006-08-30 | 2006-09-29 | $0.2300 | — | — |
About Highlands Bankshares, Inc. (HBSI) — Dividend Analysis 2026
Highlands Bankshares, Inc. serves as the parent company for two distinct banking subsidiaries, The Grant County Bank and Capon Valley Bank. Together, these institutions deliver a wide array of financial products and services designed for both individual consumers and business enterprises. Their deposit options include diverse account types like checking, savings, money market, NOW, individual retirement, and club accounts. They also manage insured cash sweep and CDARS interest-bearing deposits, in addition to offering certificates of deposit. The company provides an extensive portfolio of lending solutions, covering both personal and commercial needs. These encompass financing for home mortgages and equity, land and lot purchases, mobile homes, automobiles, general personal and business term loans, agricultural financing, equipment acquisition, and commercial real estate. Business clients can also access lines of credit. Beyond its core banking activities, Highlands Bankshares, Inc. offers numerous supplementary services. Customers have access to debit and credit cards, Kasasa Protect, automated teller machines (ATMs), online banking with bill payment for businesses, mobile banking, CardValet, POP money, and telephone banking. Additional conveniences feature direct deposits, remote deposit capture, bank-by-mail, certified and cashier's checks, foreign currency exchange, safe deposit boxes, and wire transfer capabilities. Furthermore, the organization facilitates merchant card processing services and offers insurance products, specifically life and accident coverage. Highlands Bankshares, Inc. operates a total of twelve branch locations, with ten situated in West Virginia and two in Virginia. The company was founded in 1984 and is headquartered in Petersburg, West Virginia.
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🌍 HBSI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HBSI.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 4.04% | 1.24% | $404 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 3.43% | 0.63% | $343 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 3.23% | 0.43% | $323 / yr |
| 🇬🇧 UK ISA | 0% | 4.04% | 1.24% | $404 / yr |
| 🇬🇧 UK Taxable | 8.75% | 3.69% | 0.89% | $369 / yr |
| 🇨🇦 TFSA | 0% | 4.04% | 1.24% | $404 / yr |
| 🇨🇦 CA Taxable | 25% | 3.03% | 0.23% | $303 / yr |
| 🇦🇺 Super (pension) | 15% | 3.43% | 0.63% | $343 / yr |
| 🇦🇺 AU Taxable | 30% | 2.83% | 0.03% | $283 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.97% | 0.17% | $297 / yr |
| 🇫🇷 FR Taxable | 30% | 2.83% | 0.03% | $283 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HBSI Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.90/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HBSI Dividend Payment Schedule
HBSI pays quarterly — 4 times per year. Ex-div: 2026-10-23.
📊 HBSI vs Financial Services Benchmarks
How HBSI compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HBSI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HBSI Insider Activity
No recent SEC filings reported in the last 90 days.Peer Group
Similar companies in the same sectorCompare HBSI with peers: HBSI vs CBAF · HBSI vs CCBC · HBSI vs EQFN
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HBSI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Highlands Bankshares, Inc. (HBSI) is currently trading at $47.00, trading near its 52-week high. The current dividend yield is 4.04% based on an annual payout of $1.90 per share.
HBSI (Highlands Bankshares, Inc.) — 4.04% Dividend Yield Analysis
Highlands Bankshares, Inc. (HBSI) is a financial services stock currently trading at $47.00 with a dividend yield of 4.04%. It pays an annual dividend of $1.90 per share. The payout ratio of 43% suggests the dividend is well-covered by earnings. Over the past 5 years, HBSI has grown its dividend at a compound annual rate of 1.2%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
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Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.