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FMFG DRIP Calculator & Dividend Yield 2026
3.74% YieldFinancial ServicesFarmers and Merchants Bancshares, Inc. · OTC
Price: $18.70 · Annual div: $0.7000/share · Frequency: semi-annual · Payout ratio: 39% · Ex-div: 2026-06-02
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
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🎯 When FMFG pays your bills
Year your monthly dividend income covers each expense (based on current settings)
FMFG Dividend History — Last 44 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-06-02Latest | 2026-06-18 | $0.3600 | 5.97% | $17.43 |
| 2025-12-05 | 2025-12-15 | $0.3400 | 4.03% | $16.87 |
| 2025-07-11 | 2025-07-25 | $0.3400 | 4.06% | $16.75 |
| 2024-12-03 | 2024-12-17 | $0.3400 | 4.47% | $15.00 |
| 2024-06-03 | 2024-06-21 | $0.3300 | 4.13% | $16.00 |
| 2023-11-30 | 2023-12-15 | $0.3300 | 5.40% | $18.15 |
| 2023-06-01 | 2023-06-23 | $0.3300 | 4.62% | $20.80 |
| 2022-12-01 | 2022-12-16 | $0.3200 | 4.37% | $21.05 |
| 2022-06-02 | 2022-06-24 | $0.3100 | 4.10% | $21.44 |
| 2021-12-02 | 2021-12-17 | $0.2900 | 3.61% | $23.00 |
| 2021-06-03 | 2021-06-25 | $0.2800 | 3.40% | $23.50 |
| 2020-12-03 | 2020-12-18 | $0.2600 | — | — |
| 2020-06-04 | 2020-06-26 | $0.2600 | — | — |
| 2019-12-05 | 2019-12-20 | $0.2600 | — | — |
| 2019-06-06 | 2019-06-28 | $0.2516 | — | — |
| 2018-12-06 | 2018-12-21 | $0.2459 | — | — |
| 2018-06-07 | 2018-06-29 | $0.2286 | — | — |
| 2017-12-05 | 2017-12-22 | $0.2229 | — | — |
| 2017-07-13 | 2017-07-31 | $0.2114 | — | — |
| 2016-12-07 | 2016-12-22 | $0.2058 | — | — |
| 2016-06-01 | 2016-06-30 | $0.1944 | — | — |
| 2015-11-27 | 2015-12-21 | $0.1887 | — | — |
| 2015-06-03 | 2015-06-30 | $0.1772 | — | — |
| 2014-11-26 | 2014-12-19 | $0.1715 | — | — |
| 2014-06-04 | 2014-06-30 | $0.1658 | — | — |
| 2013-11-29 | 2013-12-20 | $0.1601 | — | — |
| 2013-06-05 | 2013-06-28 | $0.1487 | — | — |
| 2012-11-29 | 2012-12-21 | $0.1429 | — | — |
| 2012-06-06 | 2012-06-29 | $0.1372 | — | — |
| 2011-11-28 | 2011-12-20 | $0.1315 | — | — |
| 2011-05-27 | 2011-06-30 | $0.1286 | — | — |
| 2010-11-26 | 2010-12-20 | $0.1143 | — | — |
| 2010-05-27 | 2010-06-30 | $0.1001 | — | — |
| 2009-12-01 | 2009-12-21 | $0.0858 | — | — |
| 2009-05-28 | 2009-06-30 | $0.0858 | — | — |
| 2008-11-25 | 2008-12-19 | $0.1429 | — | — |
| 2008-05-29 | 2008-06-30 | $0.1401 | — | — |
| 2007-11-28 | 2007-12-19 | $0.1372 | — | — |
| 2007-05-30 | 2007-06-29 | $0.1344 | — | — |
| 2006-11-27 | 2006-12-20 | $0.1315 | — | — |
| 2006-05-30 | 2006-06-30 | $0.1258 | — | — |
| 2005-11-29 | 2005-12-19 | $0.1229 | — | — |
| 2005-05-27 | 2005-06-30 | $0.1201 | — | — |
| 2004-05-26 | 2004-06-30 | $0.1263 | — | — |
About Farmers and Merchants Bancshares, Inc. (FMFG) — Dividend Analysis 2026
Farmers and Merchants Bancshares, Inc. operates as the bank holding company for Farmers and Merchants Bank that provides commercial and retail banking services to individuals and businesses in Maryland. It offers checking, savings, money market, individual retirement, and sweep accounts, as well as certificates of deposit, remote check deposits, and repurchase agreements. The company also provides credit for residential mortgages, including federal housing administration and veterans affairs loans; construction loans; home equity lines; personal installment loans; and other consumer financing, as well as finances commerce and industry by providing credit and deposit services for small to medium size businesses and the agricultural community. In addition, it offers commercial lending, which includes commercial mortgages, land acquisition and development loans, lines of credit, accounts receivable financing, and term loans for fixed asset purchases, as well as loans guaranteed by the Small Business Administration and the United States Department of Agriculture. Further, the company provides automated teller machine, internet, automated telephone services, online and mobile banking products, and other electronic banking services, as well as debit and credit cards. It operates through branches located in Hampstead, Greenmount, Reisterstown, Owings Mills, Eldersburg, and Westminster, Maryland. Farmers and Merchants Bancshares, Inc. was founded in 1919 and is headquartered in Hampstead, Maryland.
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Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 FMFG Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold FMFG.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 3.74% | 0.94% | $374 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 3.18% | 0.38% | $318 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.99% | 0.19% | $299 / yr |
| 🇬🇧 UK ISA | 0% | 3.74% | 0.94% | $374 / yr |
| 🇬🇧 UK Taxable | 8.75% | 3.41% | 0.61% | $341 / yr |
| 🇨🇦 TFSA | 0% | 3.74% | 0.94% | $374 / yr |
| 🇨🇦 CA Taxable | 25% | 2.81% | 0.01% | $281 / yr |
| 🇦🇺 Super (pension) | 15% | 3.18% | 0.38% | $318 / yr |
| 🇦🇺 AU Taxable | 30% | 2.62% | -0.18% | $262 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.75% | -0.05% | $275 / yr |
| 🇫🇷 FR Taxable | 30% | 2.62% | -0.18% | $262 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 FMFG Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.70/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 FMFG Dividend Payment Schedule
FMFG pays quarterly — 4 times per year. Ex-div: 2026-06-02.
📊 FMFG vs Financial Services Benchmarks
How FMFG compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for FMFG sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ FMFG Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| J-Other | 2026-06-18 | 7,054 | $17.64 | $124.4K | ||
| A-Award | 2026-01-21 | 1,200 | — | — | ||
| A-Award | 2026-01-08 | 265 | $17.02 | $4.5K | ||
| A-Award | 2026-01-08 | 800 | $17.02 | $13.6K | ||
| A-Award | 2026-01-08 | 823 | $17.02 | $14.0K | ||
| A-Award | 2026-01-08 | 827 | $17.02 | $14.1K | ||
| A-Award | 2026-01-08 | 2,287 | $17.02 | $38.9K | ||
| A-Award | 2026-01-08 | 910 | $17.02 | $15.5K | ||
| J-Other | 2025-12-15 | 6,905 | $16.66 | $115.0K | ||
| Buy | 2025-11-25 | 750 | $16.00 | $12.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorCompare FMFG with peers: FMFG vs CCBC · FMFG vs EQFN · FMFG vs FBVI
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the FMFG dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Farmers and Merchants Bancshares, Inc. (FMFG) is currently trading at $18.70, 11% below its 52-week high. The current dividend yield is 3.74% based on an annual payout of $0.7000 per share.
FMFG (Farmers and Merchants Bancshares, Inc.) — 3.74% Dividend Yield Analysis
Farmers and Merchants Bancshares, Inc. (FMFG) is a financial services stock currently trading at $18.70 with a dividend yield of 3.74%. It pays an annual dividend of $0.7000 per share. The payout ratio of 39% suggests the dividend is well-covered by earnings. Over the past 5 years, FMFG has grown its dividend at a compound annual rate of 3.3%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest FMFG News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.
How investors use the FMFG dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.