Is CZBT or STAG a better dividend investment in 2026?

CZBT currently yields 3.04% with a 5% 5-year dividend growth rate. STAG yields 3.44% with 1% growth. The better choice depends on your goal: STAG offers higher current income.

What is the dividend yield difference between CZBT and STAG?

CZBT has a forward dividend yield of 3.04% ($1.14/share annually). STAG yields 3.44% ($1.24/share annually). The yield gap is 0.40 percentage points.

Home › Compare › CZBT vs STAG

CZBT vs STAG: Dividend Comparison 2026

CZBT yields 3.04% · STAG yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CZBT wins by $15.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CZBT

● Live price

3.04%

Share price

$37.50

Annual div

$1.14

5Y div CAGR

18%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.3K

Annual income

$2,491.80

Full CZBT calculator →

STAG

STAG Industrial Inc.

● Live price

3.44%

Share price

$36.06

Annual div

$1.24

5Y div CAGR

0.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$18.3K

Annual income

$462.70

Full STAG calculator →

Portfolio growth — CZBT vs STAG

📍 CZBT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CZBT	STAG
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CZBT + STAG cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CZBT pays

STAG pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CZBT

Annual income on $10K today (after 15% tax)

$258.40/yr

After 10yr DRIP, annual income (after tax)

$2,118.03/yr

STAG

Annual income on $10K today (after 15% tax)

$292.69/yr

After 10yr DRIP, annual income (after tax)

$393.29/yr

At 15% tax rate, CZBT beats the other by $1,724.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CZBT + STAG for your $10,000?

CZBT: 50%STAG: 50%

100% STAG50/50100% CZBT

Portfolio after 10yr

$25.8K

Annual income

$1,477.25/yr

Blended yield

5.72%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on STAG right now

CZBT

No analyst data

Altman Z

0.4

Piotroski

6/9

STAG

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$45.00

+24.8% upside vs current

Range: $39.00 — $59.00

Altman Z

1.2

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CZBT buys

STAG buys

No recent congressional trades found for CZBT or STAG in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCZBTSTAG

Forward yield	3.04%	3.44% ✓
Annual dividend / share	$1.14	$1.24 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	18% ✓	0.3%
Portfolio after 10y	$33.3K ✓	$18.3K
Annual income after 10y	$2,491.80 ✓	$462.70
Total dividends collected	$11.1K ✓	$4.0K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: CZBT vs STAG ($10,000, DRIP)

Year	CZBT Portfolio	CZBT Income/yr	STAG Portfolio	STAG Income/yr	Gap
1← crossover	$11,059	$358.72	$10,665	$345.38	+$394.00 → CZBT
2	$12,270	$437.48	$11,365	$358.01	+$905.00 → CZBT
3	$13,665	$535.31	$12,099	$370.76	+$1.6K → CZBT
4	$15,278	$657.42	$12,870	$383.63	+$2.4K → CZBT
5	$17,159	$810.64	$13,678	$396.60	+$3.5K → CZBT
6	$19,364	$1,003.99	$14,526	$409.67	+$4.8K → CZBT
7	$21,969	$1,249.49	$15,413	$422.82	+$6.6K → CZBT
8	$25,070	$1,563.32	$16,343	$436.05	+$8.7K → CZBT
9	$28,792	$1,967.40	$17,315	$449.35	+$11.5K → CZBT
10	$33,299	$2,491.80	$18,332	$462.70	+$15.0K → CZBT

CZBT vs STAG: Complete Analysis 2026

CZBT — Stock

Citizens Bancorp of Virginia, Inc. operates as the bank holding company for Citizens Bank and Trust Company that provides commercial banking products and services to businesses and individuals in the United States. It accepts checking and savings, certificates of deposit, and individual retirement accounts, as well as provides credit cards. The company also provides commercial loans, such as commercial real estate mortgages and construction loans, small business working capital loans, small business lines of credit, SBA guaranteed loans, and investment property loans. In addition, it offers consumer loans, including automobile, signature, boat, and personal property loans; and real estate loans comprising home equity lines of credit, fixed rate mortgages, adjustable rate mortgages, conventional and jumbo loan programs, first-time home buyer programs, home improvement loans, bridge loans, new home construction loans, and commercial construction loans, as well as second homes/vacation properties, investment, commercial, industrial, and apartment loans. Further, the company provides merchant services; and investment and brokerage services. It operates in Virginia counties of Nottoway, Amelia, Prince Edward, Brunswick, Buckingham, Charlotte, Chesterfield, Cumberland, Dinwiddie, Lunenburg, Mecklenburg, and Powhatan; and the cities of Colonial Heights, Richmond, and Petersburg. The company was founded in 1873 and is headquartered in Blackstone, Virginia.

Full CZBT Calculator →

STAG — REIT

STAG Industrial, Inc. (NYSE: STAG) is a real estate investment trust focused on the acquisition and operation of single-tenant, industrial properties throughout the United States. By targeting this type of property, STAG has developed an investment strategy that helps investors find a powerful balance of income plus growth.

Full STAG Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.