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CZBT DRIP Calculator & Dividend Yield 2026
2.79% YieldFinancial ServicesCitizens Bancorp of Virginia, Inc. · OTC
Price: $43.40 · Annual div: $1.21/share · Frequency: quarterly · Payout ratio: 26% · Ex-div: 2026-10-01
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Annual dividend income growth
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🎯 When CZBT pays your bills
Year your monthly dividend income covers each expense (based on current settings)
CZBT Dividend History — Last 80 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-10-01Latest | 2026-10-15 | $0.3200 | 2.78% | $43.55 |
| 2026-07-01 | 2026-07-15 | $0.3000 | 3.06% | $38.59 |
| 2026-04-01 | 2026-04-15 | $0.3000 | 3.05% | $38.00 |
| 2026-01-02 | 2026-01-16 | $0.2900 | 3.40% | $33.51 |
| 2025-10-01 | 2025-10-15 | $0.2900 | 3.56% | $31.75 |
| 2025-07-01 | 2025-07-15 | $0.2800 | 3.39% | $33.00 |
| 2025-04-01 | 2025-04-15 | $0.2800 | 4.02% | $27.60 |
| 2025-01-02 | 2025-01-15 | $0.2800 | 3.73% | $29.50 |
| 2024-10-01 | 2024-10-11 | $0.2800 | 3.71% | $29.40 |
| 2024-07-01 | 2024-07-12 | $0.2700 | 4.28% | $25.25 |
| 2024-03-28 | 2024-04-12 | $0.2700 | 4.96% | $27.00 |
| 2023-12-29 | 2024-01-12 | $0.2700 | 4.86% | $27.36 |
| 2023-09-29 | 2023-10-13 | $0.2700 | 4.37% | $30.18 |
| 2023-06-30 | 2023-07-14 | $0.2700 | 4.67% | $27.82 |
| 2023-03-31 | 2023-04-14 | $0.2600 | 4.25% | $30.11 |
| 2022-12-30 | 2023-01-16 | $0.2600 | 4.27% | $29.75 |
| 2022-09-30 | 2022-10-14 | $0.2600 | 4.34% | $29.00 |
| 2022-07-01 | 2022-07-15 | $0.2500 | 3.53% | $28.35 |
| 2022-04-01 | 2022-04-15 | $0.2500 | 3.53% | $28.35 |
| 2021-12-31 | 2022-01-14 | $0.2500 | 3.57% | $27.75 |
| 2021-10-01 | 2021-10-15 | $0.2500 | 3.58% | $27.35 |
| 2021-07-01 | 2021-07-16 | $0.2500 | 3.63% | $26.75 |
| 2021-04-01 | 2021-04-16 | $0.2400 | 3.76% | $25.50 |
| 2020-12-31 | 2021-01-15 | $0.2400 | — | — |
| 2020-09-30 | 2020-10-15 | $0.2400 | — | — |
| 2020-07-01 | 2020-07-15 | $0.2400 | — | — |
| 2020-04-01 | 2020-04-16 | $0.2400 | — | — |
| 2019-12-31 | 2020-01-15 | $0.2400 | — | — |
| 2019-09-30 | 2019-10-11 | $0.2400 | — | — |
| 2019-06-28 | 2019-07-12 | $0.2300 | — | — |
| 2019-03-29 | 2019-04-12 | $0.2300 | — | — |
| 2018-12-31 | 2019-01-15 | $0.2300 | — | — |
| 2018-09-28 | 2018-10-12 | $0.2300 | — | — |
| 2018-06-29 | 2018-07-13 | $0.2100 | — | — |
| 2018-03-29 | 2018-04-13 | $0.2100 | — | — |
| 2017-12-29 | 2018-01-12 | $0.2100 | — | — |
| 2017-09-29 | 2017-10-13 | $0.2100 | — | — |
| 2017-06-29 | 2017-07-14 | $0.2000 | — | — |
| 2017-03-30 | 2017-04-14 | $0.2000 | — | — |
| 2016-12-29 | 2017-01-13 | $0.2000 | — | — |
| 2016-09-29 | 2016-10-14 | $0.2000 | — | — |
| 2016-06-29 | 2016-07-15 | $0.2000 | — | — |
| 2016-03-31 | 2016-04-15 | $0.2000 | — | — |
| 2015-12-30 | 2016-01-15 | $0.1900 | — | — |
| 2015-09-29 | 2015-10-14 | $0.1900 | — | — |
| 2015-06-29 | — | $0.1900 | — | — |
| 2015-03-30 | — | $0.1900 | — | — |
| 2014-12-30 | — | $0.1900 | — | — |
| 2014-09-29 | — | $0.1900 | — | — |
| 2014-06-27 | — | $0.1800 | — | — |
| 2014-03-28 | — | $0.1800 | — | — |
| 2013-12-30 | — | $0.1800 | — | — |
| 2013-09-27 | — | $0.1800 | — | — |
| 2013-06-27 | — | $0.1800 | — | — |
| 2013-03-27 | — | $0.1700 | — | — |
| 2012-12-11 | — | $0.1700 | — | — |
| 2012-09-28 | — | $0.1700 | — | — |
| 2012-06-29 | — | $0.1700 | — | — |
| 2012-03-30 | — | $0.1700 | — | — |
| 2011-12-29 | — | $0.1700 | — | — |
| 2011-09-29 | — | $0.1700 | — | — |
| 2011-06-30 | — | $0.1700 | — | — |
| 2011-04-06 | — | $0.1700 | — | — |
| 2010-12-30 | — | $0.1700 | — | — |
| 2010-09-30 | — | $0.1700 | — | — |
| 2010-07-01 | — | $0.1700 | — | — |
| 2010-03-30 | — | $0.1700 | — | — |
| 2009-12-30 | — | $0.1700 | — | — |
| 2009-10-01 | — | $0.1700 | — | — |
| 2009-06-30 | — | $0.1700 | — | — |
| 2009-04-01 | — | $0.1700 | — | — |
| 2008-12-30 | — | $0.1700 | — | — |
| 2008-09-30 | — | $0.1700 | — | — |
| 2008-06-30 | — | $0.1700 | — | — |
| 2008-03-31 | — | $0.1700 | — | — |
| 2007-12-28 | — | $0.1700 | — | — |
| 2007-09-28 | — | $0.1600 | — | — |
| 2007-07-05 | — | $0.1600 | — | — |
| 2007-03-29 | — | $0.1600 | — | — |
| 2006-12-29 | — | $0.2100 | — | — |
About Citizens Bancorp of Virginia, Inc. (CZBT) — Dividend Analysis 2026
Citizens Bancorp of Virginia, Inc. functions as the parent holding company for Citizens Bank and Trust Company, delivering a comprehensive suite of commercial banking products and financial services to both businesses and individual clients throughout the United States. Its diverse offerings include various deposit accounts, such as checking, savings, certificates of deposit (CDs), and individual retirement accounts (IRAs), alongside providing credit card options. The institution also extends a range of commercial loans, encompassing commercial real estate mortgages, construction financing, small business working capital loans, small business lines of credit, SBA-guaranteed loans, and investment property loans. For individual consumers, Citizens Bank and Trust Company offers personal lending solutions like automobile, signature, boat, and other personal property loans. Additionally, it specializes in extensive real estate financing, covering home equity lines of credit, fixed and adjustable rate mortgages, conventional and jumbo loan programs, first-time home buyer initiatives, home improvement loans, bridge loans, new home construction, and commercial construction loans. This also extends to funding for second homes/vacation properties, investment properties, and commercial, industrial, and apartment projects. Beyond core banking, the company provides merchant services, as well as investment and brokerage services. Its operational footprint is primarily within Virginia, serving the counties of Nottoway, Amelia, Prince Edward, Brunswick, Buckingham, Charlotte, Chesterfield, Cumberland, Dinwiddie, Lunenburg, Mecklenburg, and Powhatan, in addition to the cities of Colonial Heights, Richmond, and Petersburg. Founded in 1873, Citizens Bancorp of Virginia, Inc. is headquartered in Blackstone, Virginia.
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🌍 CZBT Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold CZBT.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.79% | -0.01% | $279 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.37% | -0.43% | $237 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.23% | -0.57% | $223 / yr |
| 🇬🇧 UK ISA | 0% | 2.79% | -0.01% | $279 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.55% | -0.25% | $255 / yr |
| 🇨🇦 TFSA | 0% | 2.79% | -0.01% | $279 / yr |
| 🇨🇦 CA Taxable | 25% | 2.09% | -0.71% | $209 / yr |
| 🇦🇺 Super (pension) | 15% | 2.37% | -0.43% | $237 / yr |
| 🇦🇺 AU Taxable | 30% | 1.95% | -0.85% | $195 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.05% | -0.75% | $205 / yr |
| 🇫🇷 FR Taxable | 30% | 1.95% | -0.85% | $195 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 CZBT Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.21/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 CZBT Dividend Payment Schedule
CZBT pays quarterly — 4 times per year. Ex-div: 2026-10-01.
📊 CZBT vs Financial Services Benchmarks
How CZBT compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CZBT sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ CZBT Insider Activity
No recent SEC filings reported in the last 90 days.Peer Group
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Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CZBT dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Citizens Bancorp of Virginia, Inc. (CZBT) is currently trading at $43.40, trading near its 52-week high. The current dividend yield is 2.79% based on an annual payout of $1.21 per share.
CZBT (Citizens Bancorp of Virginia, Inc.) — 2.79% Dividend Yield Analysis
Citizens Bancorp of Virginia, Inc. (CZBT) is a financial services stock currently trading at $43.40 with a dividend yield of 2.79%. It pays an annual dividend of $1.21 per share. The payout ratio of 26% suggests the dividend is well-covered by earnings. Over the past 5 years, CZBT has grown its dividend at a compound annual rate of 3.5%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
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Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.