HomeCompareDBIN vs BTI

DBIN vs BTI: Dividend Comparison 2026

DBIN yields 1.60% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $12.9K in total portfolio value
10 years
DBIN
DBIN
● Live price
1.60%
Share price
$42.50
Annual div
$0.68
5Y div CAGR
14.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.9K
Annual income
$773.85
Full DBIN calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — DBIN vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDBINBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DBIN + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DBIN pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DBIN
Annual income on $10K today (after 15% tax)
$136.00/yr
After 10yr DRIP, annual income (after tax)
$657.77/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $1,724.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DBIN + BTI for your $10,000?

DBIN: 50%BTI: 50%
100% BTI50/50100% DBIN
Portfolio after 10yr
$31.4K
Annual income
$1,788.06/yr
Blended yield
5.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

DBIN
No analyst data
Altman Z
0.3
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DBIN buys
0
BTI buys
0
No recent congressional trades found for DBIN or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDBINBTI
Forward yield1.60%5.40%
Annual dividend / share$0.68$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.7%11.3%
Portfolio after 10y$24.9K$37.8K
Annual income after 10y$773.85$2,802.29
Total dividends collected$4.1K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: DBIN vs BTI ($10,000, DRIP)

YearDBIN PortfolioDBIN Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,884$183.52$11,301$601.08$417.00BTI
2$11,859$214.11$12,799$706.58$940.00BTI
3$12,940$250.10$14,527$832.38$1.6KBTI
4$14,138$292.51$16,527$982.75$2.4KBTI
5$15,470$342.60$18,846$1,162.95$3.4KBTI
6$16,955$401.87$21,545$1,379.49$4.6KBTI
7$18,614$472.13$24,694$1,640.41$6.1KBTI
8$20,473$555.63$28,378$1,955.69$7.9KBTI
9$22,561$655.08$32,702$2,337.79$10.1KBTI
10$24,914$773.85$37,794$2,802.29$12.9KBTI

DBIN vs BTI: Complete Analysis 2026

DBINStock

Dacotah Banks, Inc. operates as the bank holding company for Dacotah Bank that provides various banking services to individuals and businesses. The company accepts demand and certificates of deposit; and checking, individual retirement, and money market accounts. It also offers vehicle, boat, motorhome, mortgage, camper, motorcycle, snowmobile, jet SKI, and ATV loans; and unsecured, overdraft protection, and student loans. In addition, the company provides credit, debit, and gift cards; and personal insurance, personal investment, wealth management, estate, and trust services. Further, it offers retirement planning, investment management, foundation, endowment, bill paying, and elder care services, as well as cash management and merchant solutions. Additionally, the company provides line of credit, small business administration loans, term loans, and leasing services, as well as estate planning and estate settlement services. Furthermore, the company offers operating lines of credit, real estate loans, and equipment loans and leases. The company provides crop, homeowner, health, life, farm, and ranch insurance services. The company operates through 32 branches in South Dakota, North Dakota, and Minnesota. Dacotah Banks, Inc. was founded in 1964 and is headquartered in Aberdeen, South Dakota.

Full DBIN Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this DBIN vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DBIN vs SCHDDBIN vs JEPIDBIN vs ODBIN vs KODBIN vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.