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DBIN vs PM: Dividend Comparison 2026

DBIN yields 1.60% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $24.7K in total portfolio value
10 years
DBIN
DBIN
● Live price
1.60%
Share price
$42.50
Annual div
$0.68
5Y div CAGR
14.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.9K
Annual income
$773.85
Full DBIN calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — DBIN vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDBINPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DBIN + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DBIN pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DBIN
Annual income on $10K today (after 15% tax)
$136.00/yr
After 10yr DRIP, annual income (after tax)
$657.77/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $1,469.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DBIN + PM for your $10,000?

DBIN: 50%PM: 50%
100% PM50/50100% DBIN
Portfolio after 10yr
$37.3K
Annual income
$1,638.23/yr
Blended yield
4.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

DBIN
No analyst data
Altman Z
0.3
Piotroski
7/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DBIN buys
0
PM buys
5
PoliticianChamberTickerTypeAmountDate
Julia Letlow🏢 House$PM▼ Sell$1,001 - $15,0002026-02-05
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-11-13
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▲ Buy$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-09-05
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-08-26
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-08-14
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-07-22
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDBINPM
Forward yield1.60%3.49%
Annual dividend / share$0.68$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.7%17.2%
Portfolio after 10y$24.9K$49.6K
Annual income after 10y$773.85$2,502.61
Total dividends collected$4.1K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: DBIN vs PM ($10,000, DRIP)

YearDBIN PortfolioDBIN Income/yrPM PortfolioPM Income/yrGap
1← crossover$10,884$183.52$11,650$409.56$766.00PM
2$11,859$214.11$13,592$497.49$1.7KPM
3$12,940$250.10$15,882$605.21$2.9KPM
4$14,138$292.51$18,589$737.41$4.5KPM
5$15,470$342.60$21,794$899.94$6.3KPM
6$16,955$401.87$25,597$1,100.16$8.6KPM
7$18,614$472.13$30,118$1,347.30$11.5KPM
8$20,473$555.63$35,505$1,652.97$15.0KPM
9$22,561$655.08$41,940$2,031.88$19.4KPM
10$24,914$773.85$49,643$2,502.61$24.7KPM

DBIN vs PM: Complete Analysis 2026

DBINStock

Dacotah Banks, Inc. operates as the bank holding company for Dacotah Bank that provides various banking services to individuals and businesses. The company accepts demand and certificates of deposit; and checking, individual retirement, and money market accounts. It also offers vehicle, boat, motorhome, mortgage, camper, motorcycle, snowmobile, jet SKI, and ATV loans; and unsecured, overdraft protection, and student loans. In addition, the company provides credit, debit, and gift cards; and personal insurance, personal investment, wealth management, estate, and trust services. Further, it offers retirement planning, investment management, foundation, endowment, bill paying, and elder care services, as well as cash management and merchant solutions. Additionally, the company provides line of credit, small business administration loans, term loans, and leasing services, as well as estate planning and estate settlement services. Furthermore, the company offers operating lines of credit, real estate loans, and equipment loans and leases. The company provides crop, homeowner, health, life, farm, and ranch insurance services. The company operates through 32 branches in South Dakota, North Dakota, and Minnesota. Dacotah Banks, Inc. was founded in 1964 and is headquartered in Aberdeen, South Dakota.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.