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DCYHY vs BTI: Dividend Comparison 2026

DCYHY yields 0.77% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $15.9K in total portfolio value
10 years
DCYHY
DCYHY
● Live price
0.77%
Share price
$27.15
Annual div
$0.21
5Y div CAGR
12.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.8K
Annual income
$281.02
Full DCYHY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — DCYHY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDCYHYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DCYHY + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
DCYHY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DCYHY
Annual income on $10K today (after 15% tax)
$65.42/yr
After 10yr DRIP, annual income (after tax)
$238.87/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,129.78/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of DCYHY + BTI for your $10,000?

DCYHY: 50%BTI: 50%
100% BTI50/50100% DCYHY
Portfolio after 10yr
$29.8K
Annual income
$1,533.83/yr
Blended yield
5.15%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

DCYHY
No analyst data
Altman Z
0.7
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DCYHY buys
0
BTI buys
0
No recent congressional trades found for DCYHY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDCYHYBTI
Forward yield0.77%5.38% ✓
Annual dividend / share$0.21$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR12.8% ✓11.3%
Portfolio after 10y$21.8K$37.7K ✓
Annual income after 10y$281.02$2,786.64 ✓
Total dividends collected$1.7K$14.3K ✓
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: DCYHY vs BTI ($10,000, DRIP)

YearDCYHY PortfolioDCYHY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,787$86.82$11,299$598.92$512.00 → BTI
2$11,641$98.73$12,794$703.91$1.2K → BTI
3$12,568$112.32$14,518$829.07$1.9K → BTI
4$13,575$127.84$16,513$978.64$2.9K → BTI
5$14,671$145.57$18,827$1,157.84$4.2K → BTI
6$15,864$165.85$21,518$1,373.12$5.7K → BTI
7$17,164$189.06$24,657$1,632.46$7.5K → BTI
8$18,581$215.63$28,329$1,945.74$9.7K → BTI
9$20,127$246.09$32,637$2,325.33$12.5K → BTI
10$21,817$281.02$37,708$2,786.64$15.9K → BTI

DCYHY vs BTI: Complete Analysis 2026

DCYHY — Stock

Discovery Limited provides various insurance products and services primarily in South Africa, the United Kingdom, and the United States. It operates through Health South Africa, Life South Africa, Invest South Africa, Vitality South Africa, Insure South Africa, Bank South Africa, Health United Kingdom, Life United Kingdom, and All Other segments. The company offers health, life, car, and home insurance products; motor, building, household content, and portable possessions insurance products; and commercial short-term risk insurance products. It also provides investment products and credit cards; retail banking solutions; and Vitality, which offers health and lifestyle benefits, such as rewards for living healthier, driving well, and banking well. The company was formerly known as Discovery Holdings Limited and changed its name to Discovery Limited in December 2012. Discovery Limited was incorporated in 1992 and is based in Sandton, South Africa.

Full DCYHY Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.