Is DDF or RYLD a better dividend investment in 2026?

DDF currently yields 7.83% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between DDF and RYLD?

DDF has a forward dividend yield of 7.83% ($0.57/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 4.56 percentage points.

Home › Compare › DDF vs RYLD

DDF vs RYLD: Dividend Comparison 2026

DDF yields 7.83% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DDF wins by $89964.17M in total portfolio value

INVESTMENT

TIME HORIZON10 years

DDF

● Live price

7.83%

Share price

$7.24

Annual div

$0.57

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$89964.22M

Annual income

$87,810,995,635.49

Full DDF calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — DDF vs RYLD

📍 DDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DDF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DDF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DDF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DDF

Annual income on $10K today (after 15% tax)

$665.91/yr

After 10yr DRIP, annual income (after tax)

$74,639,346,290.17/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, DDF beats the other by $74,639,344,009.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DDF + RYLD for your $10,000?

DDF: 50%RYLD: 50%

100% RYLD50/50100% DDF

Portfolio after 10yr

$44982.13M

Annual income

$43,905,499,159.23/yr

Blended yield

97.61%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DDF buys

RYLD buys

No recent congressional trades found for DDF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDDFRYLD

Forward yield	7.83%	12.39% ✓
Annual dividend / share	$0.57	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$89964.22M ✓	$45.3K
Annual income after 10y	$87,810,995,635.49 ✓	$2,682.98
Total dividends collected	$89817.07M ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DDF vs RYLD ($10,000, DRIP)

Year	DDF Portfolio	DDF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,267	$1,566.85	$11,939	$1,239.34	+$328.00 → DDF
2	$16,718	$3,592.58	$14,158	$1,382.89	+$2.6K → DDF
3	$27,040	$9,151.82	$16,682	$1,532.59	+$10.4K → DDF
4	$56,601	$27,667.90	$19,537	$1,687.64	+$37.1K → DDF
5	$168,815	$108,252.01	$22,752	$1,847.20	+$146.1K → DDF
6	$784,122	$603,489.56	$26,355	$2,010.43	+$757.8K → DDF
7	$6,078,492	$5,239,482.30	$30,376	$2,176.45	+$6.05M → DDF
8	$82,422,389	$75,918,401.72	$34,847	$2,344.43	+$82.39M → DDF
9	$2,012,358,201	$1,924,166,245.11	$39,800	$2,513.54	+$2012.32M → DDF
10	$89,964,218,910	$87,810,995,635.49	$45,269	$2,682.98	+$89964.17M → DDF

DDF vs RYLD: Complete Analysis 2026

DDF — Stock

Delaware Investments Dividend and Income Fund, Inc. is a closed-ended equity mutual fund launched by Delaware Management Holdings, Inc. It is managed by Delaware Management Company. The fund invests in public equity markets of the United States. It seeks to invest in stocks of companies operating across diversified sectors. The fund primarily invests in dividend paying value stocks of large cap companies. It benchmarks the performance of its portfolio against the S&P 500 Index and the Lipper Closed-End Income and Preferred Stock Funds Average. Delaware Investments Dividend and Income Fund, Inc. was formed on March 26, 1993 and is domiciled in the United States.

Full DDF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.