Is DGRO or IRT a better dividend investment in 2026?

DGRO currently yields 2.13% with a 9.5% 5-year dividend growth rate. IRT yields 4.59% with 5% growth. The better choice depends on your goal: IRT offers higher current income.

What is the dividend yield difference between DGRO and IRT?

DGRO has a forward dividend yield of 2.13% ($1.47/share annually). IRT yields 4.59% ($0.68/share annually). The yield gap is 2.46 percentage points.

Home › Compare › DGRO vs IRT

DGRO vs IRT: Dividend Comparison 2026

DGRO yields 2.13% · IRT yields 4.59%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IRT wins by $1.6K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

DGRO

iShares Core Dividend Growth ETF

● Live price

2.13%

Share price

$68.98

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$239.96

Full DGRO calculator →

IRT

● Live price

4.59%

Share price

$14.81

Annual div

$0.68

5Y div CAGR

10.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.3K

Annual income

$1,914.49

Full IRT calculator →

Portfolio growth — DGRO vs IRT

📍 IRT pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DGRO	IRT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DGRO + IRT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DGRO pays

IRT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DGRO

Annual income on $10K today (after 15% tax)

$181.24/yr

After 10yr DRIP, annual income (after tax)

$203.97/yr

IRT

Annual income on $10K today (after 15% tax)

$390.28/yr

After 10yr DRIP, annual income (after tax)

$1,627.32/yr

At 15% tax rate, IRT beats the other by $1,423.35/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DGRO + IRT for your $10,000?

DGRO: 50%IRT: 50%

100% IRT50/50100% DGRO

Portfolio after 10yr

$32.4K

Annual income

$1,077.22/yr

Blended yield

3.32%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on IRT right now

DGRO

No analyst data

IRT

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$20.08

+35.6% upside vs current

Range: $18.00 — $22.00

Altman Z

0.7

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DGRO buys

IRT buys

Politician	Chamber	Ticker	Type	Amount	Date
Scott Mr Franklin	🏢 House	$DGRO	▼ Sell	$15,001 - $50,000	2024-08-06
Kevin Hern	🏢 House	$DGRO	▲ Buy	$1,001 - $15,000	2022-09-30
Kevin Hern	🏢 House	$DGRO	▲ Buy	$1,001 - $15,000	2021-09-30
Kevin Hern	🏢 House	$DGRO	▲ Buy	$250,001 - $500,000	2021-07-01
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$50,001 - $100,000	2020-12-17
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$15,001 - $50,000	2020-11-30
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$50,001 - $100,000	2020-08-10
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$15,001 - $50,000	2020-04-22
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$1,001 - $15,000	2020-04-06
K. Michael Conaway	🏢 House	$DGRO	▲ Buy	$15,001 - $50,000	2020-04-06

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDGROIRT

Forward yield	2.13%	4.59% ✓
Annual dividend / share	$1.47 ✓	$0.68
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	10.1% ✓
Portfolio after 10y	$31.6K	$33.3K ✓
Annual income after 10y	$239.96	$1,914.49 ✓
Total dividends collected	$2.3K	$10.7K ✓
Payment frequency	quarterly	quarterly
Sector	ETF	REIT

Year-by-year: DGRO vs IRT ($10,000, DRIP)

Year	DGRO Portfolio	DGRO Income/yr	IRT Portfolio	IRT Income/yr	Gap
1	$11,293	$213.22	$11,206	$505.52	+$87.00 → DGRO
2	$12,730	$217.32	$12,573	$582.88	+$157.00 → DGRO
3	$14,326	$221.10	$14,126	$672.95	+$200.00 → DGRO
4	$16,098	$224.56	$15,893	$777.98	+$205.00 → DGRO
5	$18,064	$227.74	$17,906	$900.64	+$158.00 → DGRO
6	$20,246	$230.65	$20,203	$1,044.12	+$43.00 → DGRO
7← crossover	$22,666	$233.30	$22,830	$1,212.23	$164.00 → IRT
8	$25,349	$235.73	$25,837	$1,409.50	$488.00 → IRT
9	$28,325	$237.94	$29,287	$1,641.41	$962.00 → IRT
10	$31,624	$239.96	$33,252	$1,914.49	$1.6K → IRT

DGRO vs IRT: Complete Analysis 2026

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

IRT — REIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.