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Independence Realty Trust, Inc. · NYSE
Price: $16.86 · Annual div: $0.68/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in IRT → $109.4K in 10 years · $108.01/month
Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold IRT.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 4.03% | 1.23% | $403 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 3.43% | 0.63% | $343 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 3.22% | 0.42% | $322 / yr |
| 🇬🇧 UK ISA | 0% | 4.03% | 1.23% | $403 / yr |
| 🇬🇧 UK Taxable | 8.75% | 3.68% | 0.88% | $368 / yr |
| 🇨🇦 TFSA | 0% | 4.03% | 1.23% | $403 / yr |
| 🇨🇦 CA Taxable | 25% | 3.02% | 0.22% | $302 / yr |
| 🇦🇺 Super (pension) | 15% | 3.43% | 0.63% | $343 / yr |
| 🇦🇺 AU Taxable | 30% | 2.82% | 0.02% | $282 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.97% | 0.17% | $297 / yr |
| 🇫🇷 FR Taxable | 30% | 2.82% | 0.02% | $282 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.68/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
IRT pays quarterly — 4 times per year. Next ex-div: TBD.
How IRT compares to typical Real Estate averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for IRT sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-06-01 | 500 | $16.15 | $8.1K | ||
| A-Award | 2026-05-13 | 6,197 | — | — | ||
| A-Award | 2026-05-13 | 6,197 | — | — | ||
| A-Award | 2026-05-13 | 6,197 | — | — | ||
| A-Award | 2026-05-13 | 6,197 | — | — | ||
| A-Award | 2026-05-13 | 6,197 | — | — | ||
| A-Award | 2026-05-13 | 6,197 | — | — | ||
| L-Small | 2026-04-17 | 604 | $16.08 | $9.7K | ||
| L-Small | 2026-01-23 | 574 | $16.76 | $9.6K | ||
| L-Small | 2025-10-24 | 583 | $16.32 | $9.5K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the IRT dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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