HomeCompareDIISY vs BTI

DIISY vs BTI: Dividend Comparison 2026

DIISY yields 1.99% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $17.7K in total portfolio value
10 years
DIISY
DIISY
● Live price
1.99%
Share price
$18.00
Annual div
$0.36
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.0K
Annual income
$0.20
Full DIISY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — DIISY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDIISYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DIISY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DIISY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DIISY
Annual income on $10K today (after 15% tax)
$168.90/yr
After 10yr DRIP, annual income (after tax)
$0.17/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,368.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DIISY + BTI for your $10,000?

DIISY: 50%BTI: 50%
100% BTI50/50100% DIISY
Portfolio after 10yr
$28.9K
Annual income
$1,393.42/yr
Blended yield
4.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

DIISY
Analyst Ratings
2
Buy
4
Hold
Consensus: Hold
Altman Z
1.6
Piotroski
3/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DIISY buys
0
BTI buys
0
No recent congressional trades found for DIISY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDIISYBTI
Forward yield1.99%5.38%
Annual dividend / share$0.36$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%11.3%
Portfolio after 10y$20.0K$37.7K
Annual income after 10y$0.20$2,786.64
Total dividends collected$200.00$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: DIISY vs BTI ($10,000, DRIP)

YearDIISY PortfolioDIISY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,799$99.36$11,299$598.92$500.00BTI
2$11,605$50.14$12,794$703.91$1.2KBTI
3$12,443$25.18$14,518$829.07$2.1KBTI
4$13,327$12.61$16,513$978.64$3.2KBTI
5$14,266$6.31$18,827$1,157.84$4.6KBTI
6$15,268$3.16$21,518$1,373.12$6.3KBTI
7$16,338$1.58$24,657$1,632.46$8.3KBTI
8$17,482$0.79$28,329$1,945.74$10.8KBTI
9$18,706$0.39$32,637$2,325.33$13.9KBTI
10$20,016$0.20$37,708$2,786.64$17.7KBTI

DIISY vs BTI: Complete Analysis 2026

DIISYStock

Direct Line Insurance Group plc engages in the provision of general insurance products and services in the United Kingdom. The company operates through Motor, Home, Rescue and Other Personal Lines, and Commercial segments. It offers motor, home, van, landlord, rescue, pet, tradesperson, business, creditor and select, and travel insurance products, as well as commercial insurance for small and medium-sized enterprises. The company also provides management, motor accident vehicle repair, insurance intermediary, support and operational, legal, software development, and breakdown recovery services. It sells its insurance products directly, through price comparison websites and phone, and through partners and brokers under the Direct Line, Churchill, Privilege, Darwin, Green Flag, Direct Line for Business, DLG Partnerships, DLG Auto Services, and DLG Legal Services brands. The company was formerly known as RBS Insurance Group Limited and changed its name to Direct Line Insurance Group plc in February 2012. Direct Line Insurance Group plc was founded in 1985 and is based in Bromley, the United Kingdom.

Full DIISY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this DIISY vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DIISY vs SCHDDIISY vs JEPIDIISY vs ODIISY vs KODIISY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.