Is DMCHY or XYLD a better dividend investment in 2026?

DMCHY currently yields 6.98% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between DMCHY and XYLD?

DMCHY has a forward dividend yield of 6.98% ($0.14/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.00 percentage points.

Home › Compare › DMCHY vs XYLD

DMCHY vs XYLD: Dividend Comparison 2026

DMCHY yields 6.98% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.4K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

DMCHY

● Live price

6.98%

Share price

$2.00

Annual div

$0.14

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.9K

Annual income

$0.72

Full DMCHY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — DMCHY vs XYLD

📍 XYLD pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DMCHY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DMCHY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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DMCHY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DMCHY

Annual income on $10K today (after 15% tax)

$593.64/yr

After 10yr DRIP, annual income (after tax)

$0.61/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,735.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DMCHY + XYLD for your $10,000?

DMCHY: 50%XYLD: 50%

100% XYLD50/50100% DMCHY

Portfolio after 10yr

$23.1K

Annual income

$1,609.87/yr

Blended yield

6.97%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DMCHY buys

XYLD buys

No recent congressional trades found for DMCHY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDMCHYXYLD

Forward yield	6.98%	10.98% ✓
Annual dividend / share	$0.14	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.9K	$25.3K ✓
Annual income after 10y	$0.72	$3,219.02 ✓
Total dividends collected	$713.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: DMCHY vs XYLD ($10,000, DRIP)

Year	DMCHY Portfolio	DMCHY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,049	$349.20	$10,818	$1,098.39	+$231.00 → DMCHY
2	$12,003	$180.30	$11,738	$1,222.51	+$265.00 → DMCHY
3	$12,935	$91.52	$12,774	$1,364.64	+$161.00 → DMCHY
4← crossover	$13,886	$46.09	$13,944	$1,527.86	$58.00 → XYLD
5	$14,881	$23.12	$15,270	$1,715.87	$389.00 → XYLD
6	$15,935	$11.58	$16,775	$1,933.09	$840.00 → XYLD
7	$17,056	$5.79	$18,490	$2,184.87	$1.4K → XYLD
8	$18,253	$2.90	$20,450	$2,477.63	$2.2K → XYLD
9	$19,532	$1.45	$22,697	$2,819.19	$3.2K → XYLD
10	$20,900	$0.72	$25,280	$3,219.02	$4.4K → XYLD

DMCHY vs XYLD: Complete Analysis 2026

DMCHY — Stock

DMCI Holdings, Inc., through its subsidiaries, engages in the general construction, coal and nickel mining, power generation, real estate development, water concession, and manufacturing businesses in the Philippines and internationally. It operates through seven segments: Construction and Others, Coal Mining, Nickel Mining, Real Estate, On-Grid Power, Off-Grid Power, and Water. It constructs various projects comprising commercial and residential buildings; bridges, power plants, industrial plants; and chapels, hotels, irrigation dams, power transmission lines, and theaters. The company is also involved in the production and trading of concrete products; and handling steel fabrication, and electrical and foundation works. In addition, it engages in the development of mid-income residential properties under the DMCI Homes brand; generation of power through coal-fired and satellite power plants; exploration, mining, development, and sale of coal resources on Semirara Island in Caluya, Antique; mining, extracting, and selling of nickel, chromite, and iron laterite from Berong, Moorsom, and Ulugan mines in Palawan, as well as from Acoje mines in Zambales; and provision of water and sewerage service. The company was incorporated in 1995 and is based in Makati City, the Philippines.

Full DMCHY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.