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DRAI vs QYLD: Dividend Comparison 2026

DRAI yields 1.59% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $3.4K in total portfolio value· pulled ahead in Year 9
10 years
DRAI
DRAI
● Live price
1.59%
Share price
$29.19
Annual div
$0.46
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.0K
Annual income
$176.44
Full DRAI calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — DRAI vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDRAIQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DRAI + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DRAI pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DRAI
Annual income on $10K today (after 15% tax)
$135.28/yr
After 10yr DRIP, annual income (after tax)
$149.97/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,660.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DRAI + QYLD for your $10,000?

DRAI: 50%QYLD: 50%
100% QYLD50/50100% DRAI
Portfolio after 10yr
$23.7K
Annual income
$2,917.88/yr
Blended yield
12.32%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DRAI buys
0
QYLD buys
0
No recent congressional trades found for DRAI or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDRAIQYLD
Forward yield1.59%11.92%
Annual dividend / share$0.46$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.0K$25.4K
Annual income after 10y$176.44$5,659.31
Total dividends collected$1.7K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: DRAI vs QYLD ($10,000, DRIP)

YearDRAI PortfolioDRAI Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,859$159.15$10,352$1,192.36+$507.00DRAI
2$11,781$161.52$10,830$1,347.57+$951.00DRAI
3$12,769$163.77$11,460$1,539.07+$1.3KDRAI
4$13,829$165.89$12,275$1,777.84+$1.6KDRAI
5$14,965$167.91$13,323$2,078.95+$1.6KDRAI
6$16,182$169.81$14,667$2,463.34+$1.5KDRAI
7$17,487$171.61$16,396$2,960.57+$1.1KDRAI
8$18,884$173.32$18,631$3,612.97+$253.00DRAI
9← crossover$20,381$174.92$21,548$4,482.15$1.2KQYLD
10$21,984$176.44$25,398$5,659.31$3.4KQYLD

DRAI vs QYLD: Complete Analysis 2026

DRAIStock

DRAI aims for long-term capital appreciation by holding 10-20 ETF positions across a variety of asset classes including US equities, gold, fixed-income securities, and more. The fund uses an AI model trained on historical pricing data to predict short-term market trends and volatility, which influences 70% of its asset selections. This is complemented by a macroeconomic model analyzing data like unemployment insurance applications and interest rate spreads to inform long-term outlooks. Combined, they make up the funds proprietary AI system called the Draco Model. In bearish markets, DRAI leans towards US treasury bonds and inverse ETFs, in bullish markets, it favors US equities and leveraged ETFs. The fund continually rebalances based on daily market conditions and has mechanisms to provide downside protection but may experience increased volatility due to leveraged investments. The Funds sub-adviser has the discretion to override the AI model in extreme circumstances.

Full DRAI Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.