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DRCTW vs GBDC: Dividend Comparison 2026

DRCTW yields 441.01% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DRCTW wins by $61347162598939000832.00M in total portfolio value
10 years
DRCTW
DRCTW
● Live price
441.01%
Share price
$0.45
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$61347162598939000832.00M
Annual income
$61,320,451,579,684,600,000,000,000.00
Full DRCTW calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — DRCTW vs GBDC

📍 DRCTW pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDRCTWGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DRCTW + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DRCTW pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DRCTW
Annual income on $10K today (after 15% tax)
$37,486.22/yr
After 10yr DRIP, annual income (after tax)
$52,122,383,842,731,905,000,000,000.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, DRCTW beats the other by $52,122,383,842,731,905,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DRCTW + GBDC for your $10,000?

DRCTW: 50%GBDC: 50%
100% GBDC50/50100% DRCTW
Portfolio after 10yr
$30673581299469500416.00M
Annual income
$30,660,225,789,842,300,000,000,000.00/yr
Blended yield
99.96%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

DRCTW
No analyst data
Altman Z
-3.8
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DRCTW buys
0
GBDC buys
0
No recent congressional trades found for DRCTW or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDRCTWGBDC
Forward yield441.01%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$61347162598939000832.00M$20.85M
Annual income after 10y$61,320,451,579,684,600,000,000,000.00$16,450,733.83
Total dividends collected$61345413818575388672.00M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: DRCTW vs GBDC ($10,000, DRIP)

YearDRCTW PortfolioDRCTW Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$98,903$88,202.87$12,492$1,791.70+$86.4KDRCTW
2$1,736,390$1,630,563.80$16,527$3,160.58+$1.72MDRCTW
3$55,366,388$53,508,451.08$23,588$5,904.90+$55.34MDRCTW
4$3,248,337,704$3,189,095,668.29$37,141$11,901.65+$3248.30MDRCTW
5$353,202,385,073$349,726,663,730.09$66,205$26,463.38+$353202.32MDRCTW
6$71,456,289,610,624$71,078,363,058,595.50$137,452$66,612.65+$71456289.47MDRCTW
7$26,954,676,066,165,284$26,878,217,836,281,916.00$342,372$195,298.53+$26954676065.82MDRCTW
8$18,980,199,810,220,000,000$18,951,358,306,829,200,000.00$1,053,292$686,954.33+$18980199810218.95MDRCTW
9$24,963,569,396,632,506,000,000$24,943,260,582,835,570,000,000.00$4,111,439$2,984,416.95+$24963569396632500.00MDRCTW
10$61,347,162,598,939,005,000,000,000$61,320,451,579,684,600,000,000,000.00$20,849,974$16,450,733.83+$61347162598939000832.00MDRCTW

DRCTW vs GBDC: Complete Analysis 2026

DRCTWStock

Direct Digital Holdings, Inc. operates as an end-to-end full-service programmatic advertising platform. The company's platform primarily focuses on providing advertising technology, data-driven campaign optimization, and other solutions to underserved and less efficient markets on both the buy- and sell-side of the digital advertising ecosystem. It serves various industry verticals, such as travel, healthcare, education, financial services, consumer products, etc. with focus on small- and mid-sized businesses. The company was founded in 2018 and is headquartered in Houston, Texas.

Full DRCTW Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.