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DRMMF vs BTI: Dividend Comparison 2026

DRMMF yields 9.17% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DRMMF wins by $246744.07M in total portfolio value
10 years
DRMMF
DRMMF
● Live price
9.17%
Share price
$0.91
Annual div
$0.08
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$246744.11M
Annual income
$241,681,256,252.56
Full DRMMF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — DRMMF vs BTI

📍 DRMMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDRMMFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DRMMF + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
DRMMF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DRMMF
Annual income on $10K today (after 15% tax)
$779.48/yr
After 10yr DRIP, annual income (after tax)
$205,429,067,814.68/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, DRMMF beats the other by $205,429,065,446.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DRMMF + BTI for your $10,000?

DRMMF: 50%BTI: 50%
100% BTI50/50100% DRMMF
Portfolio after 10yr
$123372.07M
Annual income
$120,840,629,519.60/yr
Blended yield
97.95%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

DRMMF
No analyst data
Altman Z
9.6
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DRMMF buys
0
BTI buys
0
No recent congressional trades found for DRMMF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDRMMFBTI
Forward yield9.17% ✓5.38%
Annual dividend / share$0.08$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓11.3%
Portfolio after 10y$246744.11M ✓$37.7K
Annual income after 10y$241,681,256,252.56 ✓$2,786.64
Total dividends collected$246400.37M ✓$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: DRMMF vs BTI ($10,000, DRIP)

YearDRMMF PortfolioDRMMF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,534$1,834.07$11,299$598.92+$1.2K → DRMMF
2$17,708$4,296.88$12,794$703.91+$4.9K → DRMMF
3$30,295$11,347.11$14,518$829.07+$15.8K → DRMMF
4$68,701$36,284.85$16,513$978.64+$52.2K → DRMMF
5$227,311$153,801.36$18,827$1,157.84+$208.5K → DRMMF
6$1,194,411$951,188.59$21,518$1,373.12+$1.17M → DRMMF
7$10,620,161$9,342,141.39$24,657$1,632.46+$10.60M → DRMMF
8$166,627,253$155,263,680.29$28,329$1,945.74+$166.60M → DRMMF
9$4,731,640,900$4,553,349,739.06$32,637$2,325.33+$4731.61M → DRMMF
10$246,744,112,015$241,681,256,252.56$37,708$2,786.64+$246744.07M → DRMMF

DRMMF vs BTI: Complete Analysis 2026

DRMMF — Stock

Dream International Limited, an investment holding company, designs, develops, manufactures, and sells toys in Hong Kong, North America, Japan, Europe, the People's Republic of China, Vietnam, Korea, and internationally. The company operates through Plush Stuffed Toys, Plastic Figures, Die-casting Products, and Tarpaulin segments. It manufactures plush stuffed toys on original equipment manufacturing and on original design manufacturing basis. The company also offers plastic figures, die-casting products, dolls, and tarpaulin products, as well as non-seasonal items. In addition, it is involved in the manufacture of fabrics and dyeing products, and business color box and printing products. The company was formerly known as C & H Toy of HK Co., Ltd. and changed its name to Dream International Limited in 2001. Dream International Limited was founded in 1984 and is based in Tsim Sha Tsui, Hong Kong.

Full DRMMF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.