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DTC vs BTI: Dividend Comparison 2026

DTC yields 10.23% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $16.3K in total portfolio value
10 years
DTC
DTC
● Live price
10.23%
Share price
$19.55
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1.09
Full DTC calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — DTC vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDTCBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DTC + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DTC pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DTC
Annual income on $10K today (after 15% tax)
$869.57/yr
After 10yr DRIP, annual income (after tax)
$0.93/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $2,381.02/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of DTC + BTI for your $10,000?

DTC: 50%BTI: 50%
100% BTI50/50100% DTC
Portfolio after 10yr
$29.6K
Annual income
$1,401.69/yr
Blended yield
4.73%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

DTC
Analyst Ratings
1
Buy
7
Hold
1
Sell
Consensus: Hold
Price Target
$20.98
+7.3% upside vs current
Range: $1.35 — $65.00
Altman Z
-1.1
Piotroski
2/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DTC buys
0
BTI buys
0
No recent congressional trades found for DTC or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDTCBTI
Forward yield10.23%5.40%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%11.3%
Portfolio after 10y$21.5K$37.8K
Annual income after 10y$1.09$2,802.29
Total dividends collected$1.1K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$20.98$40.00

Year-by-year: DTC vs BTI ($10,000, DRIP)

YearDTC PortfolioDTC Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,212$511.51$11,301$601.08$89.00BTI
2$12,264$267.98$12,799$706.58$535.00BTI
3$13,260$136.98$14,527$832.38$1.3KBTI
4$14,257$69.21$16,527$982.75$2.3KBTI
5$15,290$34.77$18,846$1,162.95$3.6KBTI
6$16,378$17.43$21,545$1,379.49$5.2KBTI
7$17,533$8.72$24,694$1,640.41$7.2KBTI
8$18,764$4.36$28,378$1,955.69$9.6KBTI
9$20,080$2.18$32,702$2,337.79$12.6KBTI
10$21,487$1.09$37,794$2,802.29$16.3KBTI

DTC vs BTI: Complete Analysis 2026

DTCStock

Solo Brands, Inc. operates a direct-to-consumer platform that offers outdoor lifestyle branded products in the United States. The company provides camp stoves under the Solo Stove Lite brand name; fire pits under the Solo Stove brand name; grills, cook tops, and tools; kayaks under the Oru brand name; paddle boards under the ISLE brand name; and storage solutions for fire pits, firewood, and other accessories. It also offers swim trunks, casual shorts, sport products, polos, shirts, and lounge products under the Chubbies brand name; consumables, such as color packs, starters, natural charcoal, and firewood products; and accessories comprising shelters, shields, roasting sticks, tools, paddles, and pumps under the Solo Stove, Oru, and ISLE brands. The company was founded in 2011 and is headquartered in Grapevine, Texas.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.