HomeCompareDUK vs DFS

DUK vs DFS: Dividend Comparison 2026

DUK yields 3.22% · DFS yields 1.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $361.6K in total portfolio value
10 years
DUK
Duke Energy Corporation
● Live price
3.22%
Share price
$131.74
Annual div
$4.24
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.9K
Annual income
$1,399.71
Full DUK calculator →
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →

Portfolio growth — DUK vs DFS

📍 DFS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDUKDFS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DUK + DFS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DUK pays
DFS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DUK
Annual income on $10K today (after 15% tax)
$273.57/yr
After 10yr DRIP, annual income (after tax)
$1,189.75/yr
DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
At 15% tax rate, DFS beats the other by $198,770.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DUK + DFS for your $10,000?

DUK: 50%DFS: 50%
100% DFS50/50100% DUK
Portfolio after 10yr
$204.7K
Annual income
$118,323.43/yr
Blended yield
57.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

DUK
Analyst Ratings
12
Buy
19
Hold
Consensus: Hold
Price Target
$133.40
+1.3% upside vs current
Range: $115.00 — $143.00
Altman Z
0.7
Piotroski
6/9
DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DUK buys
13
DFS buys
6
PoliticianChamberTickerTypeAmountDate
Marjorie Taylor Greene🏢 House$DUK▲ Buy$1,001 - $15,0002025-09-11
Lisa McClain🏢 House$DUK▲ Buy$1,001 - $15,0002025-06-17
Marjorie Taylor Greene🏢 House$DUK▲ Buy$1,001 - $15,0002025-05-05
Tommy Tuberville🏛 Senate$DUK▼ Sell$15,001 - $50,0002025-04-15
Tommy Tuberville🏛 Senate$DUK▼ Sell$15,001 - $50,0002025-04-15
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002025-01-09
Marjorie Taylor Greene🏢 House$DUK▲ Buy$1,001 - $15,0002024-12-24
Virginia Foxx🏢 House$DUK▲ Buy$1,001 - $15,0002024-12-06
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDUKDFS
Forward yield3.22%1.40%
Annual dividend / share$4.24$2.80
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.3%71.5%
Portfolio after 10y$23.9K$385.5K
Annual income after 10y$1,399.71$235,247.16
Total dividends collected$7.6K$350.7K
Payment frequencyquarterlyquarterly
SectorUtilitiesFinancials
Analyst consensusHoldBuy
Analyst price target$133.40$142.26

Year-by-year: DUK vs DFS ($10,000, DRIP)

YearDUK PortfolioDUK Income/yrDFS PortfolioDFS Income/yrGap
1← crossover$10,778$358.21$10,940$240.04$162.00DFS
2$11,643$412.40$12,127$420.90$484.00DFS
3$12,608$475.85$13,723$747.81$1.1KDFS
4$13,688$550.40$16,040$1,356.40$2.4KDFS
5$14,901$638.26$19,704$2,541.10$4.8KDFS
6$16,269$742.17$26,087$5,003.21$9.8KDFS
7$17,818$865.52$38,530$10,616.67$20.7KDFS
8$19,579$1,012.51$66,360$25,132.82$46.8KDFS
9$21,590$1,188.37$140,384$69,379.29$118.8KDFS
10$23,896$1,399.71$385,458$235,247.16$361.6KDFS

DUK vs DFS: Complete Analysis 2026

DUKUtilities

Duke Energy Corporation, together with its subsidiaries, operates as an energy company in the United States. It operates through three segments: Electric Utilities and Infrastructure, Gas Utilities and Infrastructure, and Commercial Renewables. The Electric Utilities and Infrastructure segment generates, transmits, distributes, and sells electricity in the Carolinas, Florida, and the Midwest; and uses coal, hydroelectric, natural gas, oil, renewable generation, and nuclear fuel to generate electricity. It also engages in the wholesale of electricity to municipalities, electric cooperative utilities, and load-serving entities. This segment serves approximately 8.2 million customers in 6 states in the Southeast and Midwest regions of the United States covering a service territory of approximately 91,000 square miles; and owns approximately 50,259 megawatts (MW) of generation capacity. The Gas Utilities and Infrastructure segment distributes natural gas to residential, commercial, industrial, and power generation natural gas customers; and owns, operates, and invests in pipeline transmission and natural gas storage facilities. It has approximately 1.6 million customers, including 1.1 million customers in North Carolina, South Carolina, and Tennessee, as well as 550,000 customers in southwestern Ohio and northern Kentucky. The Commercial Renewables segment acquires, owns, develops, builds, and operates wind and solar renewable generation projects, including nonregulated renewable energy and energy storage services to utilities, electric cooperatives, municipalities, and corporate customers. It has 23 wind, 178 solar, and 2 battery storage facilities, as well as 71 fuel cell locations with a capacity of 3,554 MW across 22 states. The company was formerly known as Duke Energy Holding Corp. and changed its name to Duke Energy Corporation in April 2005. The company was founded in 1904 and is headquartered in Charlotte, North Carolina.

Full DUK Calculator →

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.