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EAR vs GBDC: Dividend Comparison 2026

EAR yields 77.82% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $19.35M in total portfolio value· pulled ahead in Year 8
10 years
EAR
EAR
● Live price
77.82%
Share price
$2.57
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.50M
Annual income
$426,546.35
Full EAR calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — EAR vs GBDC

📍 GBDC pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEARGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EAR + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EAR pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EAR
Annual income on $10K today (after 15% tax)
$6,614.79/yr
After 10yr DRIP, annual income (after tax)
$362,564.40/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,620,559.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EAR + GBDC for your $10,000?

EAR: 50%GBDC: 50%
100% GBDC50/50100% EAR
Portfolio after 10yr
$11.18M
Annual income
$8,438,640.09/yr
Blended yield
75.50%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

EAR
Analyst Ratings
2
Hold
1
Sell
Consensus: Hold
Altman Z
-13.3
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EAR buys
0
GBDC buys
0
No recent congressional trades found for EAR or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEARGBDC
Forward yield77.82%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$1.50M$20.85M
Annual income after 10y$426,546.35$16,450,733.83
Total dividends collected$1.30M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy

Year-by-year: EAR vs GBDC ($10,000, DRIP)

YearEAR PortfolioEAR Income/yrGBDC PortfolioGBDC Income/yrGap
1$18,482$7,782.10$12,492$1,791.70+$6.0KEAR
2$33,218$13,442.02$16,527$3,160.58+$16.7KEAR
3$58,122$22,578.81$23,588$5,904.90+$34.5KEAR
4$99,112$36,922.03$37,141$11,901.65+$62.0KEAR
5$164,893$58,842.37$66,205$26,463.38+$98.7KEAR
6$267,926$91,491.23$137,452$66,612.65+$130.5KEAR
7$425,616$138,934.40$342,372$195,298.53+$83.2KEAR
8← crossover$661,675$206,266.20$1,053,292$686,954.33$391.6KGBDC
9$1,007,682$299,689.40$4,111,439$2,984,416.95$3.10MGBDC
10$1,504,766$426,546.35$20,849,974$16,450,733.83$19.35MGBDC

EAR vs GBDC: Complete Analysis 2026

EARStock

Eargo, Inc., a medical device company, engages in enhancing the quality of life of people with hearing loss in the United States. The company markets and sells hearing aids. It sells its products direct-to-consumer and through omni-channel. The company was formerly known as Aria Innovations, Inc. and changed its name to Eargo, Inc. in November 2014. Eargo, Inc. was incorporated in 2010 and is headquartered in San Jose, California.

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GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.