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EBKOF vs BTI: Dividend Comparison 2026

EBKOF yields 3.09% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EBKOF wins by $481.37M in total portfolio value
10 years
EBKOF
EBKOF
● Live price
3.09%
Share price
$109.90
Annual div
$3.40
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$481.41M
Annual income
$453,246,689.97
Full EBKOF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — EBKOF vs BTI

📍 EBKOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEBKOFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EBKOF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EBKOF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EBKOF
Annual income on $10K today (after 15% tax)
$262.78/yr
After 10yr DRIP, annual income (after tax)
$385,259,686.47/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, EBKOF beats the other by $385,257,317.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EBKOF + BTI for your $10,000?

EBKOF: 50%BTI: 50%
100% BTI50/50100% EBKOF
Portfolio after 10yr
$240.72M
Annual income
$226,624,738.31/yr
Blended yield
94.14%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

EBKOF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.5
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EBKOF buys
0
BTI buys
0
No recent congressional trades found for EBKOF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEBKOFBTI
Forward yield3.09%5.38%
Annual dividend / share$3.40$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$481.41M$37.7K
Annual income after 10y$453,246,689.97$2,786.64
Total dividends collected$479.33M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: EBKOF vs BTI ($10,000, DRIP)

YearEBKOF PortfolioEBKOF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,318$618.31$11,299$598.92+$19.00EBKOF
2$13,419$1,308.07$12,794$703.91+$625.00EBKOF
3$17,257$2,898.72$14,518$829.07+$2.7KEBKOF
4$25,433$6,967.88$16,513$978.64+$8.9KEBKOF
5$46,407$19,194.60$18,827$1,157.84+$27.6KEBKOF
6$115,123$65,467.09$21,518$1,373.12+$93.6KEBKOF
7$426,741$303,559.66$24,657$1,632.46+$402.1KEBKOF
8$2,559,872$2,103,259.00$28,329$1,945.74+$2.53MEBKOF
9$26,321,712$23,582,648.46$32,637$2,325.33+$26.29MEBKOF
10$481,410,921$453,246,689.97$37,708$2,786.64+$481.37MEBKOF

EBKOF vs BTI: Complete Analysis 2026

EBKOFStock

Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, real estate, and public sector customers in Austria, Central and Eastern Europe, and internationally. The company operates through Retail, Corporates, Group Markets, Asset/Liability Management & Local Corporate Center, Savings Banks, and Group Corporate Center segments. It provides mortgage and consumer loans, investment products, current accounts, savings products, and credit cards, as well as cross selling products, such as leasing, insurance, and building society products. The company also offers factoring and accounts receivable purchasing; investment, acquisition and leveraged, project, and commercial real estate finance; interest rate and currency hedging, letters of credit, documentary collections, and guarantees; account management, payments, digital-banking, and cash logistics services; equity interests and investments, revolving export credits lines, customer financing, and export guarantee; and loan syndication, and debt and equity capital market services. In addition, it provides cash management, trade finance, customer referral, markets execution, and custody and brokerage services. Further, the company offers corporate finance; portfolio management; trading and market; trade execution, market making, and short-term liquidity management; and asset/liability management services, as well as working capital and bridge loans. As of December 31, 2021, it operated 2,091 branches. The company was founded in 1819 and is headquartered in Vienna, Austria.

Full EBKOF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.