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EBKOF vs PM: Dividend Comparison 2026

EBKOF yields 3.09% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EBKOF wins by $481.36M in total portfolio value· pulled ahead in Year 3
10 years
EBKOF
EBKOF
● Live price
3.09%
Share price
$109.90
Annual div
$3.40
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$481.41M
Annual income
$453,246,689.97
Full EBKOF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — EBKOF vs PM

📍 EBKOF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEBKOFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EBKOF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EBKOF pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EBKOF
Annual income on $10K today (after 15% tax)
$262.78/yr
After 10yr DRIP, annual income (after tax)
$385,259,686.47/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, EBKOF beats the other by $385,257,568.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EBKOF + PM for your $10,000?

EBKOF: 50%PM: 50%
100% PM50/50100% EBKOF
Portfolio after 10yr
$240.73M
Annual income
$226,624,591.00/yr
Blended yield
94.14%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

EBKOF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.5
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EBKOF buys
0
PM buys
0
No recent congressional trades found for EBKOF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEBKOFPM
Forward yield3.09%3.48%
Annual dividend / share$3.40$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$481.41M$49.6K
Annual income after 10y$453,246,689.97$2,492.02
Total dividends collected$479.33M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: EBKOF vs PM ($10,000, DRIP)

YearEBKOF PortfolioEBKOF Income/yrPM PortfolioPM Income/yrGap
1$11,318$618.31$11,648$408.29$330.00PM
2$13,419$1,308.07$13,589$495.90$170.00PM
3← crossover$17,257$2,898.72$15,877$603.21+$1.4KEBKOF
4$25,433$6,967.88$18,580$734.88+$6.9KEBKOF
5$46,407$19,194.60$21,781$896.75+$24.6KEBKOF
6$115,123$65,467.09$25,578$1,096.12+$89.5KEBKOF
7$426,741$303,559.66$30,092$1,342.17+$396.6KEBKOF
8$2,559,872$2,103,259.00$35,470$1,646.46+$2.52MEBKOF
9$26,321,712$23,582,648.46$41,892$2,023.58+$26.28MEBKOF
10$481,410,921$453,246,689.97$49,578$2,492.02+$481.36MEBKOF

EBKOF vs PM: Complete Analysis 2026

EBKOFStock

Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, real estate, and public sector customers in Austria, Central and Eastern Europe, and internationally. The company operates through Retail, Corporates, Group Markets, Asset/Liability Management & Local Corporate Center, Savings Banks, and Group Corporate Center segments. It provides mortgage and consumer loans, investment products, current accounts, savings products, and credit cards, as well as cross selling products, such as leasing, insurance, and building society products. The company also offers factoring and accounts receivable purchasing; investment, acquisition and leveraged, project, and commercial real estate finance; interest rate and currency hedging, letters of credit, documentary collections, and guarantees; account management, payments, digital-banking, and cash logistics services; equity interests and investments, revolving export credits lines, customer financing, and export guarantee; and loan syndication, and debt and equity capital market services. In addition, it provides cash management, trade finance, customer referral, markets execution, and custody and brokerage services. Further, the company offers corporate finance; portfolio management; trading and market; trade execution, market making, and short-term liquidity management; and asset/liability management services, as well as working capital and bridge loans. As of December 31, 2021, it operated 2,091 branches. The company was founded in 1819 and is headquartered in Vienna, Austria.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.