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EBTC vs EPRT: Dividend Comparison 2026

EBTC yields 2.47% · EPRT yields 3.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EBTC wins by $145.5K in total portfolio value· pulled ahead in Year 4
10 years
EBTC
EBTC
● Live price
2.47%
Share price
$39.64
Annual div
$0.98
5Y div CAGR
53.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$209.8K
Annual income
$100,113.00
Full EBTC calculator →
EPRT
EPRT
● Live price
3.97%
Share price
$30.36
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.3K
Annual income
$13,170.85
Full EPRT calculator →

Portfolio growth — EBTC vs EPRT

📍 EBTC pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEBTCEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EBTC + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EBTC pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EBTC
Annual income on $10K today (after 15% tax)
$210.14/yr
After 10yr DRIP, annual income (after tax)
$85,096.05/yr
EPRT
Annual income on $10K today (after 15% tax)
$337.37/yr
After 10yr DRIP, annual income (after tax)
$11,195.22/yr
At 15% tax rate, EBTC beats the other by $73,900.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EBTC + EPRT for your $10,000?

EBTC: 50%EPRT: 50%
100% EPRT50/50100% EBTC
Portfolio after 10yr
$137.1K
Annual income
$56,641.93/yr
Blended yield
41.33%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

EBTC
No analyst data
Altman Z
-0.8
Piotroski
5/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+16.9% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EBTC buys
0
EPRT buys
0
No recent congressional trades found for EBTC or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEBTCEPRT
Forward yield2.47%3.97%
Annual dividend / share$0.98$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53.5%29%
Portfolio after 10y$209.8K$64.3K
Annual income after 10y$100,113.00$13,170.85
Total dividends collected$178.0K$38.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: EBTC vs EPRT ($10,000, DRIP)

YearEBTC PortfolioEBTC Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,079$379.49$11,212$512.01$133.00EPRT
2$12,458$603.18$12,689$692.09$231.00EPRT
3$14,303$972.99$14,521$944.30$218.00EPRT
4← crossover$16,907$1,602.55$16,841$1,302.88+$66.00EBTC
5$20,808$2,717.49$19,841$1,821.64+$967.00EBTC
6$27,063$4,797.95$23,818$2,587.47+$3.2KEBTC
7$37,909$8,951.94$29,230$3,744.65+$8.7KEBTC
8$58,552$17,989.29$36,816$5,540.38+$21.7KEBTC
9$102,510$39,860.05$47,806$8,413.17+$54.7KEBTC
10$209,799$100,113.00$64,324$13,170.85+$145.5KEBTC

EBTC vs EPRT: Complete Analysis 2026

EBTCStock

Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; and voice, online, and mobile banking services. As of January 27, 2022, it had 26 full-service branches located in the Massachusetts communities of Acton, Andover, Billerica, Chelmsford, Dracut, Fitchburg, Lawrence, Leominster, Lexington, Lowell, Methuen, North Andover, Tewksbury, Tyngsborough, and Westford; and in the New Hampshire communities of Derry, Hudson, Nashua, Pelham, Salem, and Windham. The company was founded in 1989 and is headquartered in Lowell, Massachusetts.

Full EBTC Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.