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EBTC vs GBDC: Dividend Comparison 2026

EBTC yields 2.47% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.57M in total portfolio value
10 years
EBTC
EBTC
● Live price
2.47%
Share price
$39.64
Annual div
$0.98
5Y div CAGR
53.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$209.8K
Annual income
$100,113.00
Full EBTC calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — EBTC vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEBTCGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EBTC + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EBTC pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EBTC
Annual income on $10K today (after 15% tax)
$210.14/yr
After 10yr DRIP, annual income (after tax)
$85,096.05/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,845,777.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EBTC + GBDC for your $10,000?

EBTC: 50%GBDC: 50%
100% GBDC50/50100% EBTC
Portfolio after 10yr
$10.49M
Annual income
$8,244,688.20/yr
Blended yield
78.58%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

EBTC
No analyst data
Altman Z
-0.8
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EBTC buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEBTCGBDC
Forward yield2.47%11.85%
Annual dividend / share$0.98$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53.5%51.1%
Portfolio after 10y$209.8K$20.78M
Annual income after 10y$100,113.00$16,389,263.41
Total dividends collected$178.0K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: EBTC vs GBDC ($10,000, DRIP)

YearEBTC PortfolioEBTC Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,079$379.49$12,490$1,790.28$1.4KGBDC
2$12,458$603.18$16,522$3,157.73$4.1KGBDC
3$14,303$972.99$23,578$5,898.68$9.3KGBDC
4$16,907$1,602.55$37,115$11,886.75$20.2KGBDC
5$20,808$2,717.49$66,136$26,423.57$45.3KGBDC
6$27,063$4,797.95$137,257$66,491.44$110.2KGBDC
7$37,909$8,951.94$341,734$194,868.54$303.8KGBDC
8$58,552$17,989.29$1,050,788$685,133.02$992.2KGBDC
9$102,510$39,860.05$4,099,314$2,974,971.01$4.00MGBDC
10$209,799$100,113.00$20,775,530$16,389,263.41$20.57MGBDC

EBTC vs GBDC: Complete Analysis 2026

EBTCStock

Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; and voice, online, and mobile banking services. As of January 27, 2022, it had 26 full-service branches located in the Massachusetts communities of Acton, Andover, Billerica, Chelmsford, Dracut, Fitchburg, Lawrence, Leominster, Lexington, Lowell, Methuen, North Andover, Tewksbury, Tyngsborough, and Westford; and in the New Hampshire communities of Derry, Hudson, Nashua, Pelham, Salem, and Windham. The company was founded in 1989 and is headquartered in Lowell, Massachusetts.

Full EBTC Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.