Is ECNCF or EPRT a better dividend investment in 2026?

ECNCF currently yields 1.33% with a 5% 5-year dividend growth rate. EPRT yields 3.92% with 5% growth. The better choice depends on your goal: EPRT offers higher current income.

What is the dividend yield difference between ECNCF and EPRT?

ECNCF has a forward dividend yield of 1.33% ($0.03/share annually). EPRT yields 3.92% ($1.21/share annually). The yield gap is 2.59 percentage points.

Home › Compare › ECNCF vs EPRT

ECNCF vs EPRT: Dividend Comparison 2026

ECNCF yields 1.33% · EPRT yields 3.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EPRT wins by $43.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ECNCF

● Live price

1.33%

Share price

$2.19

Annual div

$0.03

5Y div CAGR

-40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$0.77

Full ECNCF calculator →

EPRT

● Live price

3.92%

Share price

$30.77

Annual div

$1.21

5Y div CAGR

29%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.4K

Annual income

$12,840.73

Full EPRT calculator →

Portfolio growth — ECNCF vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ECNCF	EPRT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ECNCF + EPRT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ECNCF pays

EPRT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ECNCF

Annual income on $10K today (after 15% tax)

$113.10/yr

After 10yr DRIP, annual income (after tax)

$0.65/yr

EPRT

Annual income on $10K today (after 15% tax)

$332.87/yr

After 10yr DRIP, annual income (after tax)

$10,914.62/yr

At 15% tax rate, EPRT beats the other by $10,913.97/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ECNCF + EPRT for your $10,000?

ECNCF: 50%EPRT: 50%

100% EPRT50/50100% ECNCF

Portfolio after 10yr

$41.7K

Annual income

$6,420.74/yr

Blended yield

15.40%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

ECNCF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.6

Piotroski

5/9

EPRT

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Buy

Price Target

$35.50

+15.4% upside vs current

Range: $33.00 — $37.00

Altman Z

1.8

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ECNCF buys

EPRT buys

No recent congressional trades found for ECNCF or EPRT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricECNCFEPRT

Forward yield	1.33%	3.92% ✓
Annual dividend / share	$0.03	$1.21 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-40.4%	29% ✓
Portfolio after 10y	$20.0K	$63.4K ✓
Annual income after 10y	$0.77	$12,840.73 ✓
Total dividends collected	$196.00 ✓	$37.9K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Hold	Buy

Year-by-year: ECNCF vs EPRT ($10,000, DRIP)

Year	ECNCF Portfolio	ECNCF Income/yr	EPRT Portfolio	EPRT Income/yr	Gap
1← crossover	$10,779	$79.31	$11,205	$505.18	$426.00 → EPRT
2	$11,581	$47.62	$12,672	$682.46	$1.1K → EPRT
3	$12,421	$28.50	$14,490	$930.48	$2.1K → EPRT
4	$13,307	$17.02	$16,786	$1,282.69	$3.5K → EPRT
5	$14,249	$10.16	$19,753	$1,791.56	$5.5K → EPRT
6	$15,252	$6.06	$23,677	$2,541.64	$8.4K → EPRT
7	$16,324	$3.61	$29,008	$3,672.99	$12.7K → EPRT
8	$17,468	$2.15	$36,463	$5,425.08	$19.0K → EPRT
9	$18,692	$1.28	$47,238	$8,221.57	$28.5K → EPRT
10	$20,002	$0.77	$63,385	$12,840.73	$43.4K → EPRT

ECNCF vs EPRT: Complete Analysis 2026

ECNCF — Stock

ECN Capital Corp. originates, manages, and advises on prime consumer credit portfolios in North America. It operates through Secured Consumer Loans - Triad Financial Services and Source One; and Consumer Credit Card and Related Unsecured Consumer Loans - KG segments. The company provides secured consumer loan portfolios, including manufactured home, marine, and recreational vehicle loans; and consumer credit card portfolios that are focused on co-branded credit cards and related financial products. It serves banks, credit unions, life insurance companies, and pension and investment funds. The company was incorporated in 2016 and is headquartered in Toronto, Canada.

Full ECNCF Calculator →

EPRT — REIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.