Is EERN or QYLD a better dividend investment in 2026?

EERN currently yields 59.35% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: EERN offers higher current income.

What is the dividend yield difference between EERN and QYLD?

EERN has a forward dividend yield of 59.35% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 47.43 percentage points.

Home › Compare › EERN vs QYLD

EERN vs QYLD: Dividend Comparison 2026

EERN yields 59.35% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EERN wins by $605.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

EERN

● Live price

59.35%

Share price

$3.37

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$631.0K

Annual income

$146,240.42

Full EERN calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — EERN vs QYLD

📍 EERN pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EERN	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, EERN + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

EERN pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EERN

Annual income on $10K today (after 15% tax)

$5,044.51/yr

After 10yr DRIP, annual income (after tax)

$124,304.36/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, EERN beats the other by $119,493.94/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EERN + QYLD for your $10,000?

EERN: 50%QYLD: 50%

100% QYLD50/50100% EERN

Portfolio after 10yr

$328.2K

Annual income

$75,949.87/yr

Blended yield

23.14%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EERN buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEERNQYLD

Forward yield	59.35% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$631.0K ✓	$25.4K
Annual income after 10y	$146,240.42 ✓	$5,659.31
Total dividends collected	$522.1K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: EERN vs QYLD ($10,000, DRIP)

Year	EERN Portfolio	EERN Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$16,635	$5,934.72	$10,352	$1,192.36	+$6.3K → EERN
2	$27,026	$9,226.39	$10,830	$1,347.57	+$16.2K → EERN
3	$42,926	$14,008.99	$11,460	$1,539.07	+$31.5K → EERN
4	$66,727	$20,795.64	$12,275	$1,777.84	+$54.5K → EERN
5	$101,609	$30,211.01	$13,323	$2,078.95	+$88.3K → EERN
6	$151,716	$42,994.42	$14,667	$2,463.34	+$137.0K → EERN
7	$222,333	$59,996.79	$16,396	$2,960.57	+$205.9K → EERN
8	$320,067	$82,170.67	$18,631	$3,612.97	+$301.4K → EERN
9	$453,024	$110,552.91	$21,548	$4,482.15	+$431.5K → EERN
10	$630,976	$146,240.42	$25,398	$5,659.31	+$605.6K → EERN

EERN vs QYLD: Complete Analysis 2026

EERN — Stock

The fund invests generally in a diversified portfolio of securities of unaffiliated exchange-traded funds ("ETFs" or "underlying funds"). Underlying funds will invest in income producing securities, including money market funds, corporate securities and municipal debt of any rating. Under normal market conditions, it will invest primarily in underlying funds focusing on investment grade and high yield corporate bonds; asset-backed and mortgage-back securities; emerging markets securities; United States government securities; sovereign debt; and preferred securities.

Full EERN Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this EERN vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

EERN vs SCHD EERN vs JEPI EERN vs O EERN vs KO EERN vs MAIN EERN vs XYLD EERN vs JEPQ EERN vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.