Is EFGIF or RYLD a better dividend investment in 2026?

EFGIF currently yields 3.86% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between EFGIF and RYLD?

EFGIF has a forward dividend yield of 3.86% ($0.83/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.28 percentage points.

Home › Compare › EFGIF vs RYLD

EFGIF vs RYLD: Dividend Comparison 2026

EFGIF yields 3.86% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EFGIF wins by $697.06M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

EFGIF

● Live price

3.86%

Share price

$21.47

Annual div

$0.83

5Y div CAGR

96%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$697.11M

Annual income

$657,054,058.78

Full EFGIF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — EFGIF vs RYLD

📍 EFGIF pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	EFGIF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, EFGIF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

EFGIF pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EFGIF

Annual income on $10K today (after 15% tax)

$327.85/yr

After 10yr DRIP, annual income (after tax)

$558,495,949.96/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, EFGIF beats the other by $558,493,750.72/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EFGIF + RYLD for your $10,000?

EFGIF: 50%RYLD: 50%

100% RYLD50/50100% EFGIF

Portfolio after 10yr

$348.58M

Annual income

$328,528,323.06/yr

Blended yield

94.25%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EFGIF buys

RYLD buys

No recent congressional trades found for EFGIF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricEFGIFRYLD

Forward yield	3.86%	12.14% ✓
Annual dividend / share	$0.83	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	96% ✓	0%
Portfolio after 10y	$697.11M ✓	$44.5K
Annual income after 10y	$657,054,058.78 ✓	$2,587.35
Total dividends collected	$694.17M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: EFGIF vs RYLD ($10,000, DRIP)

Year	EFGIF Portfolio	EFGIF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,456	$755.97	$11,914	$1,213.65	$458.00 → RYLD
2	$13,844	$1,586.39	$14,099	$1,351.30	$255.00 → RYLD
3← crossover	$18,325	$3,511.74	$16,580	$1,494.55	+$1.7K → EFGIF
4	$28,123	$8,514.72	$19,384	$1,642.61	+$8.7K → EFGIF
5	$54,027	$23,936.00	$22,535	$1,794.70	+$31.5K → EFGIF
6	$142,042	$84,232.68	$26,063	$1,950.00	+$116.0K → EFGIF
7	$557,640	$405,654.84	$29,995	$2,107.69	+$527.6K → EFGIF
8	$3,513,876	$2,917,201.50	$34,361	$2,266.99	+$3.48M → EFGIF
9	$37,432,053	$33,672,205.94	$39,194	$2,427.12	+$37.39M → EFGIF
10	$697,106,356	$657,054,058.78	$44,525	$2,587.35	+$697.06M → EFGIF

EFGIF vs RYLD: Complete Analysis 2026

EFGIF — Stock

EFG International AG, together with its subsidiaries, provides private banking, wealth management, and asset management services. It offers investment solutions, including discretionary mandates, structured products, trading services, and Islamic solutions; wealth and trust services; credit and financing services, such as property and investment finance; and eBanking services, including mobile banking and security services. The company also provides other banking services consisting of custody, foreign exchange and treasury, and trading services, as well as accounts and cards; and supports independent asset managers to set up private label funds. It operates in Europe, Asia Pacific, the Americas, and the Middle East. EFG International AG was founded in 1995 and is headquartered in Zurich, Switzerland.

Full EFGIF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this EFGIF vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

EFGIF vs SCHD EFGIF vs JEPI EFGIF vs O EFGIF vs KO EFGIF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.